Monroe County property record for 2342 Naples Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,121 sqft · built 1981 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,000 (Jul 2017) |
| Tax Bill | $2,116 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00260230-000000 |
| Primary APN | 00260230-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,121 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Attic | Attic |
| Attic Area | 408 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,010 sqft (0.23 acres) |
| Garage Type | Covered |
| Garage Area | 96 sqft |
| Porch | Florida Room |
| Porch Area | 478 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1331881 |
|---|---|
| Street Address | 2342 NAPLES RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | BK C LOTS 11 AND 12 PINE HEIGHTS SUB PB3-164 BIG PINE KEY OR332-45/46 OR582-576D/C OR771-1282 OR1087-958 OR1288-1591 OR2087-1788/90 OR2669-1511/12C/T OR2708-1481/82 OR2862-1705/06 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 16 |
| Legal Subdivision | PINE HEIGHTS SUBD |
| Legal Block | C |
| Legal Lot Number | 11,12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 971402 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2342 NAPLES RD, BIG PINE KEY, FL 33043-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEXBANK |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage KEYS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Prior Sale | Oct 22, 2014 · Amount on Record |
| Deed Document Number | 20172129715 |
| Deed Book / Page | 2862 / 1705 |
| Prior Transfer Date | Feb 8, 2005 |
| Prior Transfer Doc | 0020871788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2342 NAPLES RD, BIG PINE KEY, FL 33043-6304 |
| Document Number | 0030611151 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2342 NAPLES RD BIG PINE KEY FL 330436304, BIG PINE KEY, FL 33043-6304 |
| Document Number | 0030611151 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 003061/001151 |
| Instrument | 2293962 |
| Name | NEXBANK |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 3, 2017 |
| Property Address | 2342 NAPLES RD, BIG PINE KEY, FL 33043-6304 |
| Document Number | 0028621705 |
| Book / Page | 2862 / 1705 |
| Map Reference | MB3 PG164 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2129715 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TRUE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,086.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2342 NAPLES RD, 2342, BIG PINE KEY, FL 33043-6304 |
| Name | Verified Name |
|---|---|
| Address | 2342 NAPLES RD, BIG PINE KEY, FL 33043-6304 |
| Document Number | 0002129716 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2129716 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,292 (+5.99%) | $388,630 (+14.67%) Land $241,742 Building $146,888 | |
| 2024 | $2,116.00 (+6.71%) | ||
| 2023 | $1,983.00 (+2.69%) Homeowner's exemption | $185,204 (+3%) | $338,925 (+24.21%) Land $202,890 Building $136,035 |
| 2022 | $1,931.00 Homeowner's exemption | $179,810 | $272,861 Land $136,699 Building $136,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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