Monroe County property record for 2423 Naples Rd, Big Pine Key, FL 33043 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 1987 |
| Lot Size | 0.172 acres (7,508 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,736 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00260550-000000 |
| Primary APN | 00260550-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,508 sqft (0.172 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 140 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,525 sqft |
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1332208 |
|---|---|
| Old Parcel Number | 16662900260550000000 |
| Street Address | 2423 NAPLES RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE HEIGHTS SUB PB3-164 BIG PINE KEY LOT 18 & N1/2 LOT 17 BLK D OR136-497/498 OR823-783 OR936-379 OR936-380 OR1001-1603 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 16 |
| Legal Subdivision | PINE HEIGHTS SUBD |
| Legal Block | D |
| Legal Lot Number | 17-18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 971402 |
Source: Monroe County records · APN 00260550-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2423 NAPLES RD, BIG PINE KEY, FL 33043-6308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 1989 |
| Deed Sale | Jul 01, 1989 |
| Deed Document Number | 0001098194 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2423 NAPLES RD, BIG PINE KEY, FL 33043-6308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0031320894 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 3132/894 |
| Instrument | 2344585 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2423 NAPLES RD, BIG PINE KEY, FL 33043-6308 |
| Document Number | 0028901596 |
| Book / Page | 002890 / 001596 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2423 NAPLES RD BIG PINE KEY FL 330436308, BIG PINE KEY, FL 33043-6308 |
| Document Number | 0028901596 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 002890/001596 |
| Instrument | 2154201 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,831 (+5.99%) | $555,864 (+14.28%) Land $299,569 Building $256,295 | |
| 2024 | $1,736.00 (+7.69%) | ||
| 2023 | $1,612.00 (+2.68%) Homeowner's exemption | $141,368 (+3%) | $486,391 (+20.86%) Land $244,385 Building $242,006 |
| 2022 | $1,570.00 Homeowner's exemption | $137,251 | $402,458 Land $157,668 Building $244,790 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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