2450 Ridgeway Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 2450 Ridgeway Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,729 sqft · built 2014
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Nov 2021)
Tax Bill	$4,567 (2023)
Deeds & Mortgages	Feb 2022 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-13563.00`

Property Details

APN / Parcel Number

Primary APN	`053-13563.00`
Alternative APN	`0120 00009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
1st Floor Area	1,729 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	392 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0120 00009
Street Address	2450 RIDGEWAY AVE
City	LANCASTER
State	OH
Zip	43130-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OVERLOOK SEC 1 LOT 9
Legal Subdivision	THE OVERLOOK
Legal Lot Number	9
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1018
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2450 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Transfer on Death Deed, Transfer
Nov 24, 2021	Fiduciary Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 1, 2017	Warranty Deed, Transfer VALMER LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	202100031002
Record Updated	Jun 8, 2026

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 28, 2022
Property Address	2450 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000004398
Map Reference	CAB 2 SL 146
Instrument Date	Feb 21, 2022
Instrument	202200004398
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

November 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 24, 2021
Property Address	2450 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000031002
Map Reference	CAB 2 SL 146
Instrument Date	Nov 9, 2021
Instrument	202100031002
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2450 RIDGEWAY AVE, LANCASTER, OH 43130-7728

Mortgage

Document Number	0000031003
Date	Nov 24, 2021
Instrument	202100031003

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	2450 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011240
Date	Jun 23, 2017
Book Page	1740/4442
Instrument	201700011240

Lender

Name	PNC BANK NA
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 1, 2017
Property Address	2450 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000003523
Book / Page	001732 / 001762
Instrument Date	Feb 22, 2017
Instrument	3523
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	VALMER LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,088.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2450 RIDGEWAY AVE LANCASTER OH 431307728, LANCASTER, OH 43130-7728

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,390 (+2.22%) Land $32,020 Building $96,370	$366,820 (+2.22%) Land $91,480 Building $275,340
2024		$125,600 (-) Land $16,010 Building $109,590
2023	$4,567.00	$125,600 (-) Land $16,010 Building $109,590
2022		$125,600 Land $16,010 Building $109,590	$358,860 Land $45,740 Building $313,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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