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2460 Sandy Stream Ln, Elgin, IL 60124 Property Records

Kane County property record for 2460 Sandy Stream Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,655 sqft · built 2006
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$339,000 (Aug 2010)
Tax Bill$12,502 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-20-476-019

Property Details

APN / Parcel Number

Primary APN06-20-476-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,655 sqft Living Area
1st Floor Area2,655 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address2460 SANDY STREAM LN
CityELGIN
StateIL
Zip60124-4358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 2 LT 524
Legal SubdivisionEDGEWATER SUB
Legal Phase2
Legal Block1
Legal Lot Number524
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1003
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2460 SANDY STREAM LN, ELGIN, IL 60124-4358
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Aug 31, 2021Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2010 · Amount on Record
Deed SaleAug 3, 2010 · Amount on Record
Prior SaleDec 18, 2006 · Amount on Record
Deed Document Number201049231
Last Transfer DateAug 20, 2021
Transfer Doc0000066664
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2460 SANDY STREAM LN, ELGIN, IL 60124-4358
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012264
DateMar 9, 2020
Instrument2020K012264
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2050
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyMonthly

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 31, 2021
Property Address2460 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number0000066664
Instrument DateAug 20, 2021
Instrument2021K066664
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 SANDY STREAM LN, ELGIN, IL 60124-4358

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,502.00 (+6.74%) Homeowner's exemption Senior Citizen's exemption$175,639 (+8.57%) Land $43,019 Building $132,620$527,128 (+8.57%) Land $129,109 Building $398,019
2024$161,775 (+21.39%) Land $39,623 Building $122,152$485,519 (+21.44%) Land $118,917 Building $366,603
2022$11,713.00 (+3.67%) Homeowner's exemption$133,265 (+6.96%) Land $32,640 Building $100,625$399,795 (+6.96%) Land $97,920 Building $301,875
2021$11,298.00 Homeowner's exemption$124,593 Land $30,516 Building $94,077$373,779 Land $91,548 Building $282,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber		1,000 / 1,000
Fox Valley Internet
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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