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2452 Sandy Stream Ln, Elgin, IL 60124 Property Records

Kane County property record for 2452 Sandy Stream Ln, Elgin, IL 60124 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage2,219 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$252,000 (2023)
Tax Bill$10,365.00 (2025)

Owner

Source: Kane County records · APN 06-20-476-017

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2452 SANDY STREAM LN, ELGIN, IL 60124-4358
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 26, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2023 · Amount on Record
Deed SaleFeb 16, 2023 · Amount on Record
Prior SaleNov 27, 2006 · Amount on Record
Deed Doc Number20234912
Prior Transfer DateFeb 16, 2022
Prior Transfer Doc0000004912
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2452 SANDY STREAM LN, ELGIN, IL 60124-4358
Transaction TypeMortgage
Record UpdatedFeb 27, 2023
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004912
DateFeb 16, 2023
Instrument2023K004912
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueMar 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2452 SANDY STREAM LN, ELGIN, IL 60124-4358
Transaction TypeMortgage
Record UpdatedApr 01, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017035
DateMar 28, 2022
Instrument2022K017035
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2452 SANDY STREAM LN, ELGIN, IL 60124-4358
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008833
DateFeb 26, 2018
Instrument2018K008833
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,365.00 (+6.53%)$148,361 (+8.57%) Land $37,376 Building $110,985$445,261 (+8.57%) Land $112,173 Building $333,088
2024$136,650 (+21.39%) Land $34,426 Building $102,224$410,114 (+21.44%) Land $103,319 Building $306,795
2022$9,730.00 (+3.8%) Homeowner's exemption$112,568 (+6.96%) Land $28,359 Building $84,209$337,704 (+6.96%) Land $85,077 Building $252,627
2021$9,374.00 Homeowner's exemption$105,243 Land $26,514 Building $78,729$315,729 Land $79,542 Building $236,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-20-476-017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,219 sqft Living Area
1st Floor2,219 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame Construction
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address2452 SANDY STREAM LN
CityELGIN
StateIL
Zip60124-4358
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 2 LT 520
Legal SubdivisionEDGEWATER SUB
Legal Phase2
Legal Block1
Legal Lot Number520
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1003
Census Tract851913

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