2456 Sandy Stream Ln, Elgin, IL 60124 Property Records

Kane County property record for 2456 Sandy Stream Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2019)
Tax Bill	$12,588 (2025)
Deeds & Mortgages	Jul 2021 Transfer Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-476-015`

Property Details

APN / Parcel Number

Primary APN	`06-20-476-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	5,310 sqft
1st Floor Area	2,655 sqft
Basement Area	2,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2456 SANDY STREAM LN
City	ELGIN
State	IL
Zip	60124-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 2 LT 522
Legal Subdivision	EDGEWATER SUB
Legal Phase	2
Legal Block	1
Legal Lot Number	522
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Transfer on Death Deed, Transfer
Mar 22, 2021	Intrafamily Transfer, Transfer
Mar 14, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	201910028
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000056076
Record Updated	Oct 29, 2026

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jul 21, 2021
Property Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number	0000056076
Map Reference	DOC 2005K144191
Instrument Date	Jul 21, 2021
Instrument	2021K056076
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 22, 2021
Property Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number	0000022286
Map Reference	DOC 2005K144191
Instrument Date	Mar 22, 2021
Instrument	2021K022286
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Investor	Possibly a Property Investor

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 14, 2019
Property Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number	0000010028
Instrument Date	Feb 18, 2019
Instrument	10028
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$577.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2456 SANDY STREAM LN ELGIN IL 601244358, ELGIN, IL 60124-4358

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 18, 2017
Property Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number	0000048849
Instrument Date	Aug 23, 2017
Instrument	48849
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2456 SANDY STREAM LN ELGIN IL 601244358, ELGIN, IL 60124-4358

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2017
Property Address	2456 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number	0000029239
Instrument Date	Mar 2, 2017
Instrument	29239
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2456 SANDY STREAM LN ELGIN IL 601244358, ELGIN, IL 60124-4358

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,588.00 (+6.74%) Homeowner's exemption Senior Citizen's exemption	$176,745 (+8.57%) Land $37,376 Building $139,369	$530,447 (+8.57%) Land $112,173 Building $418,274
2024		$162,794 (+21.39%) Land $34,426 Building $128,368	$488,577 (+21.44%) Land $103,319 Building $385,258
2022	$11,793.00 (+3.66%) Homeowner's exemption	$134,104 (+6.96%) Land $28,359 Building $105,745	$402,312 (+6.96%) Land $85,077 Building $317,235
2021	$11,377.00 Homeowner's exemption	$125,378 Land $26,514 Building $98,864	$376,134 Land $79,542 Building $296,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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