2453 Sandy Stream Ln, Elgin, IL 60124 Property Records

Kane County property record for 2453 Sandy Stream Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,634 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2010)
Tax Bill	$11,519 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-20-478-004`

Property Details

APN / Parcel Number

Primary APN	`06-20-478-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,634 sqft Living Area
1st Floor Area	2,634 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	121 ft deep x 65 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2453 SANDY STREAM LN
City	ELGIN
State	IL
Zip	60124-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 2 LT 564
Legal Subdivision	EDGEWATER SUB
Legal Phase	2
Legal Block	1
Legal Lot Number	564
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2453 SANDY STREAM LN, ELGIN, IL 60124-4358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2010 · Amount on Record
Deed Sale	Feb 16, 2010 · Amount on Record
Prior Sale	Jun 4, 2007 · Amount on Record
Deed Document Number	201010602
Last Transfer Date	Oct 28, 2025
Transfer Doc	0000042504
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Oct 29, 2025
Property Address	2453 SANDY STREAM LN, ELGIN, IL 60124-4358
Document Number	0000042504
Map Reference	DOC 2005K144191
Instrument Date	Oct 28, 2025
Instrument	2025K042504
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2453 SANDY STREAM LN, ELGIN, IL 60124-4358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 DIAMOND CREEK LN, AURORA, IL 60503-4636

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,519.00 (-2.27%) Homeowner's exemption Senior Citizen's exemption
2024	$11,786.00 (+9.12%) Homeowner's exemption	$150,221 (+21.39%) Land $33,684 Building $116,537	$450,843 (+21.44%) Land $101,092 Building $349,751
2022	$10,801.00 (+3.73%) Homeowner's exemption	$123,747 (+6.96%) Land $27,748 Building $95,999	$371,241 (+6.96%) Land $83,244 Building $287,997
2021	$10,413.00 Homeowner's exemption	$115,694 Land $25,942 Building $89,752	$347,082 Land $77,826 Building $269,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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