Hamilton County property record for 2460 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,460 sqft · built 1914 |
| Lot Size | 0.583 acres (25,439 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $422,000 (Dec 2013) |
| Tax Bill | $29,264 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-0001-0087-00 |
| Primary APN | 042-0001-0087-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 5,460 sqft Living Area |
| 1st Floor Area | 2,043 sqft |
| 2nd Floor Area | 3,417 sqft |
| Upper Floors Area | 1,472 sqft |
| Attic Area | 1,840 sqft |
| Basement Area | 2,043 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 25,439 sqft (0.583 acres) |
| Lot Dimensions | 336 ft deep x 88 ft wide |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 574 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2460 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY AV 87.5 X 336IR-PT LOT 8 J FERRIS EST SUB PRS 87-88 CONS |
| Legal Subdivision | J FERRIS ESTATE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 5000 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2460 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE SAVINGS BANK |
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit EAGLE SAVINGS BANK |
| Dec 3, 2019 | Deed of Trust, Mortgage CINFED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on Record |
| Deed Sale | Dec 20, 2013 · Amount on Record |
| Prior Sale | Jun 22, 2010 · Amount on Record |
| Deed Document Number | 13-166507 |
| Deed Book / Page | 12492 / 00925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2460 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009211 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 17-0089211 |
| Name | EAGLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2460 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009212 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 17-0089212 |
| Name | EAGLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2460 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000106608 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 14055/01803 |
| Instrument | 2019-0106608 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,264.00 (+0.7%) | $459,554 (-) Land $143,584 Building $315,970 | |
| 2024 | $29,062.00 (-0.18%) | $459,554 (-) Land $143,584 Building $315,970 | |
| 2023 | $29,114.00 (+3.96%) | $459,554 (+15.55%) Land $143,584 Building $315,970 | $1,313,010 (+15.55%) Land $410,240 Building $902,770 |
| 2022 | $28,005.00 | $397,698 Land $104,818 Building $292,880 | |
| 2020 | $1,136,280 Land $299,480 Building $836,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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