Hamilton County property record for 2432 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 6,349 sqft · built 1925 |
| Lot Size | 0.51 acres (22,259 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $935,000 (Mar 2020) |
| Tax Bill | $27,268 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Oct 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-0001-0014-00 |
| Primary APN | 042-0001-0014-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,349 sqft Living Area |
| 1st Floor Area | 2,872 sqft |
| 2nd Floor Area | 2,278 sqft |
| Attic | Attic |
| Attic Area | 1,199 sqft |
| Basement Area | 2,494 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,259 sqft (0.51 acres) |
| Lot Dimensions | 190 ft deep x 134 ft wide |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2432 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY RD 134.25 X 190.08 LTS 6-7 PT LT 8 A ERKENBRECHER SUB PRS 14- 15-16-17-92 CONS |
| Legal Subdivision | A ERKENBRECHER SUB |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 5000 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 2432 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 12, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELEC CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Prior Sale | Mar 12, 2020 · Amount on Record |
| Deed Document Number | 0000024743 |
| Deed Book / Page | 014123 / 001240 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 0000107504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2432 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009766 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 18-0059766 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 16, 2020 |
| Property Address | 2432 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Document Number | 0000107504 |
| Book / Page | 014276 / 000840 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 107504 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2432 OBSERVATORY AVE CINCINNATI OH 452081211, CINCINNATI, OH 45208-1211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 12, 2020 |
| Property Address | 2432 OBSERVATORY AVE, CINCINNATI, OH 45208-1211 |
| Document Number | 0000024743 |
| Book / Page | 014123 / 001240 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 24743 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,740.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2432 OBSERVATORY AVE CINCINNATI OH 452081211, CINCINNATI, OH 45208-1211 |
| Document Number | 24744 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 014123/001242 |
| Instrument | 24744 |
| Name | GENERAL ELEC CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 11, 2035 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,268.00 (+2.88%) | $442,078 (+%) Land $171,468 Building $270,610 | |
| 2024 | $26,505.00 (-2.04%) | $442,077 (-) Land $171,468 Building $270,609 | |
| 2023 | $27,057.00 (+18.19%) | $442,077 (+35.09%) Land $171,468 Building $270,609 | $1,263,080 (+35.09%) Land $489,910 Building $773,170 |
| 2022 | $22,892.00 Homeowner's exemption | $327,251 Land $125,143 Building $202,108 | |
| 2020 | $935,000 Land $357,550 Building $577,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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