2450 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2450 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,182 sqft · built 2016
Lot Size	0.114 acres (4,982 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,835 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`810-86-033`

Property Details

APN / Parcel Number

Primary APN	`810-86-033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,150 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,982 sqft (0.114 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2450 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3001
Census Tract	512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 22, 2023	Intrafamily Transfer, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023
Deed Sale	May 22, 2023
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	202325478226
Prior Transfer Date	May 16, 2023
Prior Transfer Doc	0025478226
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576

Mortgage

Document Number	0025876432
Date	Sep 30, 2025
Instrument	25876432

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 22, 2023
Property Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number	0025478226
Map Reference	MB 893 PG 32-41
Instrument Date	May 16, 2023
Instrument	25478226
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576

Mortgage

Document Number	0025478227
Date	May 22, 2023
Instrument	25478227

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024345275
Date	Dec 3, 2019
Instrument	24345275

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2450 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number	0024018887
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2450 APPLE TREE WAY GILROY CA 950207576, GILROY, CA 95020-7576

Mortgage

Document Number	0024018887
Date	Sep 7, 2018
Instrument	24018887

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,645 (+2%) Land $378,813 Building $425,832
2025	$10,835.00 (+2.76%)	$788,869 (+4.04%) Land $371,386 Building $417,483
2023	$10,544.00 (+1.87%)	$758,238 Land $356,965 Building $401,273
2022	$10,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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