Black Hawk County property record for 230 Monroe St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1939 |
| Square Footage | 879 sqft Living Area |
| Lot Size | 6,250 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2023) |
| Tax Bill | $1,144.00 (2025) |
| Primary APN | 8912-30-130-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 879 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Unfinished Basement | 816 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,250 sqft (0.143 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 432 sqft Garage |
| Patio Area | 280 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 145 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 230 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 5 BLK 8 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-30-130-006
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 MONROE ST, WATERLOO, IA 50703-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK IOWA |
| Mar 12, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2022 · Amount on Record |
| Deed Doc Number | 20231109 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 20, 2022 |
| Property Address | 230 MONROE ST, WATERLOO, IA 50703-4210 |
| Document Number | 202300001109 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 202300001109 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 MONROE ST, WATERLOO, IA 50703-4210 |
| Document Number | 202300001110 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 202300001110 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 230 MONROE ST, WATERLOO, IA 50703-4210 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800014737 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 201800014737 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | Jan 01, 2023 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 Homeowner's exemption | $103,590 (+64.53%) Land $5,340 Building $98,250 | $103,590 (+64.53%) Land $5,340 Building $98,250 |
| 2024 | $1,144.00 (-3.21%) | ||
| 2023 | $62,960 (+16.96%) Land $5,340 Building $57,620 | $62,960 (+16.96%) Land $5,340 Building $57,620 | |
| 2022 | $1,182.00 | $53,830 Land $5,340 Building $48,490 | |
| 2021 | $53,830 Land $5,340 Building $48,490 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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