246 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 246 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1984
Lot Size	0.29 acres (12,611 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2024)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-35-354950-015110`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-354950-015110`
Alternative APNs	`352825354950015110` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	12,611 sqft (0.29 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	246 LAKE THOMAS DR
City	WINTER HAVEN
State	FL
Zip	33880-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 15 LOT 11
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE THOMAS ESTATES UNIT 5
Legal Tract	354950
Legal Block	15
Legal Lot Number	11
Legal Unit	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1014
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-35-354950-015110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	246 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	2024164847
Deed Book / Page	13194 / 641
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 26, 2021
Property Address	246 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165
Document Number	0000136800
Book / Page	11732 / 67
Map Reference	MB 60 PG 8
Instrument Date	May 20, 2021
Instrument	2021136800
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1480, WINTER HAVEN, FL 33882-1480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1165

Mortgage

Document Number	0001173269
Date	May 26, 2021
Instrument	11732/69

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00 (-5.33%) Homeowner's exemption	$222,932 (+19.9%) Land $29,000 Building $193,932	$222,932 (+13.36%) Land $29,000 Building $193,932
2023	$2,495.00 (+4.66%) Homeowner's exemption	$185,930 (+3%)	$196,661 (+8.94%) Land $28,000 Building $168,661
2022	$2,384.00 Homeowner's exemption	$180,515 Land $23,000 Building $157,515	$180,515 Land $23,000 Building $157,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.