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248 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 248 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,474 sqft · built 1985
Lot Size0.264 acres (11,495 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Feb 2026)
Tax Bill$2,707 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354950-016160

Property Details

APN / Parcel Number

Primary APN25-28-35-354950-016160
Alternative APNs
  • 352825354950016160
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,474 sqft Living Area
Gross Area1,934 sqft
1st Floor Area1,474 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area11,495 sqft (0.264 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft
PorchUnfinished Open Porch
Porch Area16 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address248 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 16 LOT 16
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 5
Legal Tract354950
Legal Block16
Legal Lot Number16
Legal Unit5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1017
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354950-016160

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Warranty Deed, Transfer · FHA Mortgage
THE LOAN STORE INC
Dec 10, 2019Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS INS CO
Dec 20, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Aug 24, 2018Quit Claim Deed, Mortgage · Line of Credit
MORGAN STANLEY ASSET FNDG
May 09, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Prior SaleMay 09, 2018 · Amount on Record
Deed Document Number202634235
Deed Book / Page13878 / 880
Prior Transfer DateNov 09, 2019
Prior Transfer Doc0110821787
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 11, 2026
Property Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166
Document Number0000034235
Book / Page13878 / 880
Map ReferenceMB 60 PG 8
Instrument DateNov 24, 2025
Instrument2026034235
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyHOMEPRO TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27 N WACKER DR, CHICAGO, IL 60606-2800

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166

Mortgage

Document Number0013878888
DateFeb 11, 2026
Instrument13878/888
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueMar 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166
Document Number0110951667
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedMar 01, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800

Mortgage

Document Number0110951667
DateJan 03, 2020
Book Page011095/001667
Instrument1358
Lender
NameMISCELLANEOUS INS CO
Address1 METLIFE WAY, WHIPPANY, NJ 07981-1449
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 02, 2030
Interest
Rate TypeAdjustable Rate

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 20, 2019
Property Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166
Document Number0110821787
Book / Page011082 / 001787
Instrument DateNov 09, 2019
Instrument270925
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800

August 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateAug 24, 2018
Property Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166
Document Number0105920008
Book / Page010592 / 000008
Instrument DateAug 23, 2018
Instrument181185
Transaction TypeMortgage
Record UpdatedOct 04, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address111 S WACKER DR #4730 CHICAGO IL 606064719, 4730, CHICAGO, IL 60606-4719

Mortgage

Document Number106150740
DateAug 24, 2018
Book Page010615/000740
Instrument198051
Lender
NameMORGAN STANLEY ASSET FNDG
TypeFunding / Finance Company
Address1585 BROADWAY # 25TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateMay 09, 2018
Property Address248 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1166
Document Number0104791117
Book / Page010479 / 001117
Instrument DateApr 26, 2018
Instrument99151
Transaction TypeForeclosure
Record UpdatedJun 04, 2018

Transaction

AmountAmount Recorded
Tax$670.60
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address111 S WACKER DR #4730 CHICAGO IL 606064719, 4730, CHICAGO, IL 60606-4719
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,707.00 (-10.1%)$208,566 (+2.05%)$210,717 (+3.1%) Land $29,000 Building $181,717
2023$3,011.00 (+9.09%)$204,375 (+9.5%) Land $28,000 Building $176,375$204,375 (+9.5%) Land $28,000 Building $176,375
2022$2,760.00$186,646 Land $23,000 Building $163,646$186,646 Land $23,000 Building $163,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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