247 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 247 Lake Thomas Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1987
Lot Size	0.35 acres (15,233 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2022)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`25-28-35-354950-014120`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-354950-014120`
Alternative APNs	`352825354950014120` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,233 sqft (0.35 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	1,997 sqft
Carport	Carport
Carport Area	1,997 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	56 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	247 LAKE THOMAS DR
City	WINTER HAVEN
State	FL
Zip	33880-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	LAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 14 LOT 12
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE THOMAS ESTATES UNIT 5
Legal Tract	354950
Legal Block	14
Legal Lot Number	12
Legal Unit	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1013
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-35-354950-014120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	247 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Deed Document Number	2022245876
Deed Book / Page	12413 / 2047
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 09, 2022
Property Address	247 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Document Number	0000245876
Book / Page	12413 / 2047
Map Reference	MB 60 PG 8
Instrument Date	Sep 09, 2022
Instrument	2022245876
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 6TH ST NW, WINTER HAVEN, FL 33881-2368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123

Mortgage

Document Number	0000245877
Date	Sep 09, 2022
Book Page	12413/2049
Instrument	2022245877

Lender

Name	LANDMARK MORTGAGE & ASSOCIATES INC
Type	Mortgage Company
Address	LAKELAND, FL 33801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (-50.21%) Homeowner's exemption	$180,299 (-22.33%)	$227,128 (-2.16%) Land $66,000 Building $161,128
2023	$3,637.00 (+363.9%)	$232,142 (+229.05%) Land $64,000 Building $168,142	$232,142 (+14.33%) Land $64,000 Building $168,142
2022	$784.00 Homeowner's exemption	$70,549	$203,052 Land $53,000 Building $150,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	136.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CENTRAL serves 13,595 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.