Steele County property record for 246 E School St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1918 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Jul 2018) |
| Tax Bill | $2,742 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-2214 |
| Primary APN | 17-100-2214 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 246 E SCHOOL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN BLK 22 W OF SE COR L4 W50' N132' E50' S132' TO BEG ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 22 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960600 |
Source: Steele County records · APN 17-100-2214
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 246 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Quit Claim Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 09, 2018 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2018 · Amount on Record |
| Deed Sale | Jul 09, 2018 · Amount on Record |
| Prior Sale | Sep 06, 2005 · Amount on Record |
| Deed Document Number | 2018419104 |
| Last Transfer Date | Sep 10, 2021 |
| Transfer Doc | 0000438891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Oct 01, 2021 |
| Property Address | 246 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000438891 |
| Instrument Date | Sep 10, 2021 |
| Instrument | A000438891 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | ROCHESTER TITLE |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000438892 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | A000438892 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 246 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2020 |
| Name | Verified Name |
|---|
| Document Number | A000428969 |
|---|---|
| Date | May 12, 2020 |
| Instrument | A000428969 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jul 09, 2018 |
| Property Address | 246 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000419104 |
| Instrument Date | Jun 27, 2018 |
| Instrument | A000419104 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000419105 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | A000419105 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,742.00 (+10.83%) | ||
| 2025 | $204,400 (+15.22%) Land $24,500 Building $179,900 | $204,400 (+15.22%) Land $24,500 Building $179,900 | |
| 2023 | $2,474.00 Homeowner's exemption | $177,400 Land $20,600 Building $156,800 | $177,400 Land $20,600 Building $156,800 |
Source: FEMA National Flood Hazard Layer as of November 11, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 439 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Owatonna serves 26,430 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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