233 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 233 E School St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,869 sqft · built 1925
Lot Size0.209 acres (9,104 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Mar 2026)
Tax Bill$3,498 (2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-101-0207

Property Details

APN / Parcel Number

Primary APN17-101-0207

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,869 sqft Living Area
Basement Area302 sqft
Finished Basement302 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,104 sqft (0.209 acres)
Garage TypeDetached
Garage Area393 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address233 E SCHOOL ST
CityOWATONNA
StateMN
Zip55060-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHELPS ADDITION BLK 2 W58' OF LOT 4 TORRENS PROPERTY
Legal SectionTW
Legal SubdivisionPHELPS ADDITION
Legal Block2
Legal Lot Number4
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group1
Census Block1007
Census Tract960700

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address233 E SCHOOL ST, OWATONNA, MN 55060-3016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2026 · Amount on Record
Deed SaleMar 6, 2026 · Amount on Record
Deed Document Number20261855049
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateMar 20, 2026
Property Address233 E SCHOOL ST, OWATONNA, MN 55060-3016
Document NumberT000085594
Instrument DateMar 6, 2026
InstrumentT000085594
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanySC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$891.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2300 SCHOOL ST, OWATONNA, MN 55060-3774

Mortgage

Document NumberT000085595
DateMar 20, 2026
InstrumentT000085595
Lender
NamePEOPLES STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,498.00 (+4.29%) Homeowner's exemption$262,900 (+4.57%) Land $31,100 Building $231,800$262,900 (+4.57%) Land $31,100 Building $231,800
2025$3,354.00 (+1.95%) Homeowner's exemption$251,400 (+12.23%) Land $29,900 Building $221,500$251,400 (+12.23%) Land $29,900 Building $221,500
2023$3,290.00 Homeowner's exemption$224,000 Land $25,100 Building $198,900$224,000 Land $25,100 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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