Steele County property record for 248 E School St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,356 sqft · built 1916 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Mar 2026) |
| Tax Bill | $3,584 (2026) |
| Deeds & Mortgages | Feb 2009 Line of Credit May 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-100-2213 |
| Primary APN | 17-100-2213 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Basement Area | 567 sqft |
| Finished Basement | 567 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 E SCHOOL ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN BLK 22 S132' OF W50' OF E98' LOT 4 ORIGINAL TOWN |
| Legal Section | TW |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 22 |
| Legal Lot Number | 4 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960600 |
Source: Steele County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2009 | Deed of Trust, Mortgage · Line of Credit UNITED PRAIRIE BANK |
| May 25, 2010 | Deed of Trust, Mortgage FEDERATED EMPLOYEES CREDIT UNION |
| Mar 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| Oct 13, 2020 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Jan 4, 2006 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Oct 13, 2020 · Amount on Record |
| Deed Document Number | 20261852456 |
| Prior Transfer Date | Feb 10, 2009 |
| Prior Transfer Doc | 0000362078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000362050 |
|---|---|
| Date | Feb 12, 2009 |
| Instrument | A000362050 |
| Name | UNITED PRAIRIE BANK |
|---|---|
| Type | Bank |
| Address | OWATONNA, MN 55060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jul 23, 2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000371331 |
|---|---|
| Date | May 25, 2010 |
| Instrument | A000371331 |
| Name | FEDERATED EMPLOYEES CREDIT UNION |
|---|---|
| Address | OWATONNA, MN 55060 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Mar 12, 2026 |
| Property Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000460558 |
| Instrument Date | Mar 2, 2026 |
| Instrument | A000460558 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | STONE TITLE, STONE ARCH TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000460559 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | A000460559 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Oct 13, 2020 |
| Property Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000432019 |
| Instrument Date | Oct 12, 2020 |
| Instrument | A000432019 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $627.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jan 4, 2006 |
| Property Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000338226 |
| Instrument Date | Dec 30, 2005 |
| Instrument | A000338226 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | TITLE PROTECTION INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 E SCHOOL ST, OWATONNA, MN 55060-3017 |
| Document Number | A000338227 |
|---|---|
| Date | Jan 4, 2006 |
| Instrument | A000338227 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2036 |
| Document Number | A000338229 |
|---|---|
| Date | Jan 4, 2006 |
| Instrument | A000338229 |
| Name | MINNESOTA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2036 |
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,584.00 (+9.27%) Homeowner's exemption | $268,400 (+4.56%) Land $25,500 Building $242,900 | $268,400 (+4.56%) Land $25,500 Building $242,900 |
| 2025 | $3,280.00 (+3.21%) Homeowner's exemption | $256,700 (+17.21%) Land $24,500 Building $232,200 | $256,700 (+17.21%) Land $24,500 Building $232,200 |
| 2023 | $3,178.00 Homeowner's exemption | $219,000 Land $20,600 Building $198,400 | $219,000 Land $20,600 Building $198,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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