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239 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 239 E School St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,003 sqft · built 1921
Lot Size0.209 acres (9,104 sqft)
OwnerIndividual Name on Record
Last Sale$183,000 (Nov 2021)
Tax Bill$2,926 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN17-101-0208

Property Details

APN / Parcel Number

Primary APN17-101-0208

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,003 sqft Living Area
Basement Area171 sqft
Finished Basement171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,104 sqft (0.209 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address239 E SCHOOL ST
CityOWATONNA
StateMN
Zip55060-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHELPS ADDITION BLK 2 E 58' OF W 116' OF LOT 4 TORRENS PROPERTY
Legal SubdivisionPHELPS ADDITION
Legal Block2
Legal Lot Number4
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group1
Census Block1007
Census Tract960700

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address239 E SCHOOL ST, OWATONNA, MN 55060-3016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME TOWN FCU
Apr 28, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Prior SaleOct 14, 2013 · Amount on Record
Deed Document Number202180885
Prior Transfer DateApr 27, 2017
Prior Transfer Doc0000074796
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateNov 2, 2021
Property Address239 E SCHOOL ST, OWATONNA, MN 55060-3016
Document NumberT000080885
Instrument DateOct 29, 2021
InstrumentT000080885
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$603.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 E SCHOOL ST, OWATONNA, MN 55060-3016

Mortgage

Document NumberT000080886
DateNov 2, 2021
InstrumentT000080886
Lender
NameHOME TOWN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionSTEELE MN
Recording DateApr 28, 2017
Property Address239 E SCHOOL ST, OWATONNA, MN 55060-3016
Document NumberT000074796
Instrument DateApr 27, 2017
InstrumentT000074796
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 E SCHOOL ST, OWATONNA, MN 55060-3016

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,926.00 (+9.83%)
2025$215,700 (+13.41%) Land $29,900 Building $185,800$215,700 (+13.41%) Land $29,900 Building $185,800
2023$2,664.00 Homeowner's exemption$190,200 Land $25,100 Building $165,100$190,200 Land $25,100 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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