246 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 246 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	2,380 sqft · built 2007
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,500 (Aug 2002)
Tax Bill	$5,563 (2024)
Deeds & Mortgages	Sep 2021 Refinance Jul 2021 Sale + 1 more
APN	`05-00034-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`05-00034-0000-00028`
Alternative APN	`050003400028`

Interior

Stories	2 Stories
Building Area	2,380 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	246 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	INCL BLK 34 LOTS 4 - 8 UNIT 313-15
Legal Block	34
Legal Lot Number	28
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1005
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 E FLORIDA AVE, VILLAS, NJ 08251-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 7, 2021	Deed, Transfer
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2002 · Amount on Record
Deed Sale	Aug 26, 2002 · Amount on Record
Prior Sale	Nov 5, 1990 · Amount on Record
Deed Book / Page	2980 / 678
Last Transfer Date	Jul 7, 2021
Transfer Doc	0000032668
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	246 E FLORIDA AVE, VILLAS, NJ 08251-3131
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040175
Date	Sep 3, 2021
Book Page	6451/399
Instrument	2021040175

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Oct 1, 2033

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 7, 2021
Property Address	246 E FLORIDA AVE, VILLAS, NJ 08251-3131
Document Number	0000032668
Book / Page	3996 / 610
Instrument Date	Jul 7, 2021
Instrument	2021032668
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 E FLORIDA AVE, VILLAS, NJ 08251-3131

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	246 E FLORIDA AVE, VILLAS, NJ 08251-3131
Document Number	0061790067
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 E FLORIDA AVE VILLAS NJ 082513131, VILLAS, NJ 08251-3131

Mortgage

Document Number	0061790067
Date	Apr 23, 2020
Book Page	006179/000067
Instrument	12212

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,900 (-) Land $81,800 Building $193,100	$274,900 (-) Land $81,800 Building $193,100
2025		$274,900 (-) Land $81,800 Building $193,100	$274,900 (-) Land $81,800 Building $193,100
2024	$5,563.00 (+4.71%)
2023		$274,900 Land $81,800 Building $193,100	$274,900 Land $81,800 Building $193,100
2022	$5,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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