239 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 239 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,166 sqft · built 1947
Lot Size	0.298 acres (12,998 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Oct 2019)
Tax Bill	$3,230 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Mortgage + 1 more
APN	`05-00022-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`05-00022-0000-00001`
Alternative APN	`050002200001`

Interior

Stories	1 Story
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide

Location & Zoning

Street Address	239 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L2,28,29
Legal Block	22
Legal Lot Number	1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1000
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	239 E FLORIDA AVE, VILLAS, NJ 08251-3111
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANUNITED COM LLC
Jun 27, 2023	Deed of Trust, Mortgage SECRETARY OF VETERANS AFFAIRS
Oct 15, 2019	Grant Deed, Transfer · VA Mortgage UNITED NRTHN MTG BANKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2019110008
Deed Book / Page	3880 / 733
Prior Transfer Date	Jan 28, 2005
Prior Transfer Doc	0031450605
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	239 E FLORIDA AVE, VILLAS, NJ 08251-3111
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087260
Date	Jan 23, 2026
Book Page	M6876/319
Instrument	2026087260

Lender

Name	LOANUNITED COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	239 E FLORIDA AVE, VILLAS, NJ 08251-3111
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014195
Date	Jun 27, 2023
Book Page	M6657/921
Instrument	2023014195

Lender

Name	SECRETARY OF VETERANS AFFAIRS
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 15, 2019
Property Address	239 E FLORIDA AVE, VILLAS, NJ 08251-3111
Document Number	0038800733
Book / Page	003880 / 000733
Instrument Date	Oct 8, 2019
Instrument	110008
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	TITLE COMPANY OF JERSEY, THE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 E FLORIDA AVE VILLAS NJ 082513111, VILLAS, NJ 08251-3111

Mortgage

Document Number	61100495
Date	Oct 15, 2019
Book Page	006110/000495
Instrument	110010

Lender

Name	UNITED NRTHN MTG BANKERS
Type	Mortgage Company
Address	LEVITTOWN, NY 11756

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,600 (-) Land $102,000 Building $57,600	$159,600 (-) Land $102,000 Building $57,600
2025		$159,600 (-) Land $102,000 Building $57,600	$159,600 (-) Land $102,000 Building $57,600
2024	$3,230.00 (+4.7%)
2023		$159,600 Land $102,000 Building $57,600	$159,600 Land $102,000 Building $57,600
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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