245 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 245 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	540 sqft · built 1950
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (May 2021)
Tax Bill	$2,246 (2024)
Deeds & Mortgages	May 2021 Sale May 2021 Sale + 1 more
APN	`05-00022-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`05-00022-0000-00033`

Interior

Stories	1 Story
Building Area	540 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	245 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L 34
Legal Block	22
Legal Lot Number	33
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1000
Census Tract	21804

Owner

245 E Florida Ave is owned by two individuals who bought it in May 2021.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 CREEK RD, DOWNINGTOWN, PA 19335-1235
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed, Transfer SURITY TITLE, SURETY TITLE
May 3, 2021	Grant Deed, Transfer SURETY TITLE CORPORATION, SURETY TITLE CORP
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Nov 16, 2000 · Amount on File
Deed Document Number	202121835
Deed Book / Page	3981 / 633
Prior Transfer Date	Apr 23, 2003
Prior Transfer Doc	3014000654
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 3, 2021
Property Address	245 E FLORIDA AVE, VILLAS, NJ 08251-3111
Document Number	0000021835
Book / Page	3981 / 633
Instrument Date	Apr 26, 2021
Instrument	2021021835
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SURITY TITLE, SURETY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 CREEK RD, DOWNINGTOWN, PA 19335-1235

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 3, 2021
Property Address	245 E FLORIDA AVE, VILLAS, NJ 08251-3111
Document Number	0039810633
Book / Page	003981 / 000633
Instrument Date	Apr 26, 2021
Instrument	21835
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Amount	Amount on Record
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 CREEK RD DOWNINGTOWN PA 193351235, DOWNINGTOWN, PA 19335-1235

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	245 E FLORIDA AVE, VILLAS, NJ 08251-3111
Document Number	0059860115
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E FLORIDA AVE VILLAS NJ 082513111, VILLAS, NJ 08251-3111

Mortgage

Document Number	0059860115
Date	Jul 16, 2018
Book Page	005986/000115
Instrument	61726

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,000 (-) Land $74,000 Building $37,000	$111,000 (-) Land $74,000 Building $37,000
2025		$111,000 Land $74,000 Building $37,000	$111,000 Land $74,000 Building $37,000
2024	$2,246.00
2023		$111,000 Land $74,000 Building $37,000	$111,000 Land $74,000 Building $37,000
2022	$2,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 245 E Florida Ave; there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Florida Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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