Hamilton County property record for 242 Cherry St, Chattanooga, TN 37403 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2011 |
| Square Footage | 2,784 sqft Living Area |
| Lot Size | 2,856 sqft (0.065 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,150,000 (2023) |
| Tax Bill | $4,059.00 (2025) |
| Primary APN | 135M B 016.12 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,784 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 2,856 sqft (0.065 acres) |
| Depth X Width | 120 ft x 23.8 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0000165415 |
|---|---|
| Street Address | 242 CHERRY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-1010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 15 WALNUT HILL TOWNHOMES DIV PB93 PG102 OUT OF 135M-B-016.02 FOR 2011 |
| Legal Subdivision | WALNUT HILL TOWNHOME |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 3100 |
Source: Hamilton County records · APN 135M B 016.12
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 242 CHERRY ST, CHATTANOOGA, TN 37403-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Dec 20, 2023 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on Record |
| Deed Sale | Dec 20, 2023 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Doc Number | 2023157 |
| Deed Book / Page | 13475 / 181 |
| Prior Transfer Date | Dec 12, 2014 |
| Prior Transfer Doc | 0000000084 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 242 CHERRY ST, CHATTANOOGA, TN 37403-1010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000207 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 12450/177 |
| Instrument | 2021041900207 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 08, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 20, 2023 |
| Property Address | 242 CHERRY ST, CHATTANOOGA, TN 37403-1010 |
| Document Number | 0000000157 |
| Book / Page | 13475 / 181 |
| Map Reference | MB 93 PG 102 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023122000157 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 CHERRY ST, CHATTANOOGA, TN 37403-1010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 18, 2021 |
| Property Address | 242 CHERRY ST, CHATTANOOGA, TN 37403-1010 |
| Document Number | 0000000274 |
| Book / Page | 12405 / 880 |
| Map Reference | MB 93 PG 102 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021031800274 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 277, VARNELL, GA 30756-0277 |
| Document Number | 0012405883 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 12405/883 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,059.00 (-6.39%) | $267,825 (+38.18%) | $1,071,300 (+38.18%) Land $275,000 Building $796,300 |
| 2024 | $4,336.00 | $193,825 (-) | $775,300 (-) Land $150,000 Building $625,300 |
| 2023 | $4,336.00 | $193,825 (-) | $775,300 (-) Land $150,000 Building $625,300 |
| 2022 | $4,336.00 | $193,825 | $775,300 Land $150,000 Building $625,300 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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