24592 Summit Ln, Descanso, CA 91916 Property Records

San Diego County property record for 24592 Summit Ln, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 600 sqft · built 1995
Lot Size	2.48 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2015)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`405-322-24-00`

Property Details

APN / Parcel Number

Primary APN	`405-322-24-00`
Alternative APN	`4917820200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	600 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	108,464 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24592 SUMMIT LN
City	DESCANSO
State	CA
Zip	91916-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 6 DOC129162REC70 IN TR 001215
Legal Subdivision	SWAINS ADD
Legal Tract	001215
Legal Block	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1021
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 17, 2024	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 4, 2020	Deed of Trust, Mortgage · VA Mortgage PRIMARY RESID'L MTG
Apr 25, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
May 25, 2018	Deed of Trust, Mortgage MONSTERLOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Jun 13, 1984 · Amount on Record
Deed Document Number	2015323512
Prior Transfer Date	Jun 23, 2004
Prior Transfer Doc	0000629766
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721

Mortgage

Document Number	0000038293
Date	Feb 11, 2026
Instrument	2026-0038293

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721

Mortgage

Document Number	0000095037
Date	Apr 17, 2024
Instrument	2024-0095037

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000181426
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24592 SUMMIT LN DESCANSO CA 919169721, DESCANSO, CA 91916-9721

Mortgage

Document Number	0000181426
Date	Apr 9, 2020
Instrument	181426

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000181232
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24592 SUMMIT LN DESCANSO CA 919169721, DESCANSO, CA 91916-9721

Mortgage

Document Number	0000181232
Date	May 14, 2019
Instrument	181232

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24592 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000238145
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24592 SUMMIT LN DESCANSO CA 919169721, DESCANSO, CA 91916-9721

Mortgage

Document Number	0000238145
Date	Jun 13, 2018
Instrument	238145

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,686 (+2%) Land $147,102 Building $122,584
2025	$1,032.00 (-3.73%)	$264,399 (+4.04%) Land $144,218 Building $120,181
2023	$1,072.00 (-8.84%)	$254,134 Land $138,619 Building $115,515
2022	$1,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 96% of California
Wildfire Likelihood	5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	75 / 20

May also be available: Verizon.

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