24520 Summit Ln, Descanso, CA 91916 Property Records

San Diego County property record for 24520 Summit Ln, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 552 sqft · built 1931
Lot Size	0.201 acres (8,748 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Apr 2018)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`405-290-29-00`

Property Details

APN / Parcel Number

Primary APN	`405-290-29-00`
Alternative APN	`4052901200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	552 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,748 sqft (0.201 acres)
View / Lot	Good

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	4052901200
Street Address	24520 SUMMIT LN
City	DESCANSO
State	CA
Zip	91916-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK E LOTS 9&10 TR 001615
Legal Subdivision	DESCANSO PARK
Legal Tract	001615
Legal Block	E
Legal Lot Number	9,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1021
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Intrafamily Transfer, Transfer
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 24, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Apr 11, 2018	Grant Deed, Transfer NAVY FCU
Sep 20, 2017	Quit Claim Deed, Transfer EBS ESCROW
Sep 20, 2017	Grant Deed, Transfer EBS ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	2018143861
Last Transfer Date	Mar 28, 2022
Transfer Doc	0000146341
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2022
Property Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000146341
Map Reference	MAP 1615
Instrument Date	Mar 28, 2022
Instrument	2022-0146341
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721

Mortgage

Document Number	0000847721
Date	Dec 16, 2021
Instrument	2021-0847721

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000332192
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 542 DESCANSO CA 919160542, DESCANSO, CA 91916-0542

Mortgage

Document Number	0000332192
Date	Aug 8, 2019
Instrument	332192

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2018
Property Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000143861
Instrument Date	Mar 19, 2018
Instrument	143861
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24520 SUMMIT LN DESCANSO CA 919169721, DESCANSO, CA 91916-9721

Mortgage

Document Number	143862
Date	Apr 11, 2018
Instrument	143862

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2017
Property Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000431708
Instrument Date	Sep 1, 2017
Instrument	431708
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	EBS ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2559 MILL LN FULLERTON CA 928311047, FULLERTON, CA 92831-1047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2017
Property Address	24520 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000431709
Instrument Date	Sep 1, 2017
Instrument	431709
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	EBS ESCROW

Transaction

Amount	Amount Recorded
Tax	$137.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 SAN MIGUEL DR #503 NEWPORT BEACH CA 926605437, 503, NEWPORT BEACH, CA 92660-5437

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$261,113 (+2%) Land $174,084 Building $87,029
2025	$2,845.00 (+4.06%)	$255,994 (+4.04%) Land $170,671 Building $85,323
2023	$2,734.00 (-1.44%)	$246,055 Land $164,045 Building $82,010
2022	$2,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summit Ln

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