San Diego County property record for 24509 Summit Ln, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 400 sqft · built 1949 |
| Owner | Company Name on File |
| Tax Bill | $1,054 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-310-17-00 |
| Primary APN | 405-310-17-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 400 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Old Parcel Number | 4053100400 |
|---|---|
| Street Address | 24509 SUMMIT LN |
| City | DESCANSO |
| State | CA |
| Zip | 91916-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PAR A PER DOC2020-0476065 TR 001615 |
| Legal Tract | 001615 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24509 SUMMIT LN, DESCANSO, CA 91916-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU |
| Apr 30, 2020 | Deed of Trust, Mortgage SAN DIEGO CNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2005 |
| Transfer Doc | 0000051425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24509 SUMMIT LN, DESCANSO, CA 91916-9721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000352940 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018-0352940 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | DESCANSO, CA 91916 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 27, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 18% |
| Index | Prime Rate |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24509 SUMMIT LN, DESCANSO, CA 91916-9721 |
| Document Number | 0000231061 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 24509 SUMMIT LN DESCANSO CA 919169721, DESCANSO, CA 91916-9721 |
| Document Number | 0000231061 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 231061 |
| Name | SAN DIEGO CNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196-9040 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 5, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $100,053 (+2%) Land $56,748 Building $43,305 | |
| 2025 | $1,054.00 (+4.46%) Homeowner's exemption | $98,092 (+4.04%) Land $55,636 Building $42,456 |
| 2023 | $1,009.00 (-1.18%) Homeowner's exemption | $94,285 Land $53,477 Building $40,808 |
| 2022 | $1,021.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 96% of California |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 75 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures