24541 Summit Ln, Descanso, CA 91916 Property Records

San Diego County property record for 24541 Summit Ln, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,492 sqft · built 1987
Lot Size	0.281 acres (12,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2020)
Tax Bill	$4,649 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405-322-09-00`

Property Details

APN / Parcel Number

Primary APN	`405-322-09-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	12,237 sqft (0.281 acres)
View / Lot	Good

Location & Zoning

Street Address	24541 SUMMIT LN
City	DESCANSO
State	CA
Zip	91916-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 6 POR IN TR 001215
Legal Subdivision	SWAINS ADD
Legal Tract	001215
Legal Block	6
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1021
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24541 SUMMIT LN, DESCANSO, CA 91916-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jan 20, 2011 · Amount on Record
Deed Document Number	2020379728
Prior Transfer Date	Sep 4, 2015
Prior Transfer Doc	0000477284
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	24541 SUMMIT LN, DESCANSO, CA 91916-9721
Document Number	0000379728
Instrument Date	Jun 8, 2020
Instrument	379728
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24541 SUMMIT LN DESCANSO CA 919169721, DESCANSO, CA 91916-9721

Mortgage

Document Number	379729
Date	Jul 15, 2020
Instrument	379729

Lender

Name	MORTGAGEONE INC
Address	5860 OWENS AVE, CARLSBAD, CA 92008-5528

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$430,588 (+2%) Land $303,621 Building $126,967
2025	$4,649.00 (+4.05%)	$422,146 (+4.04%) Land $297,668 Building $124,478
2023	$4,468.00 (-1.48%)	$405,756 Land $286,110 Building $119,646
2022	$4,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 96% of California
Wildfire Likelihood	5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	75 / 20

May also be available: Verizon.

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