Cortland County and Homer Town property record for 2459 E River Rd, Cortland, NY 13045 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1988 |
| Lot Size | 4.47 acres (194,713 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,571 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 68.00-03-20.000 |
| Primary APN | 113089 68.00-03-20.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 194,713 sqft (4.47 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2459 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records · APN 113089 68.00-03-20.000
Assessment roll updated March 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2459 E RIVER RD, CORTLAND, NY 13045-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2026 |
| Transfer Doc | 0000001477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 10, 2026 |
| Property Address | 2459 E RIVER RD, CORTLAND, NY 13045-9758 |
| Document Number | 0000001477 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261477 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2459 E RIVER RD, CORTLAND, NY 13045-9758 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2459 E RIVER RD, CORTLAND, NY 13045-9758 |
| Document Number | 0000004709 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2459 E RIVER RD CORTLAND NY 130459758, CORTLAND, NY 13045-9758 |
| Document Number | 0000004709 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 4709 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 27, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,571.00 (-4.32%) | $85,800 (-) Land $23,500 Building $62,300 | $128,060 (+2.99%) Land $35,075 Building $92,985 |
| 2023 | $1,642.00 Homeowner's exemption | $85,800 Land $23,500 Building $62,300 | $124,348 Land $34,058 Building $90,290 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 6% of the US · above 9% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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