Kane County property record for 2455 Persimmon Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 5,634 sqft · built 1985 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,025,000 (Mar 2011) |
| Tax Bill | $28,005 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-151-002 |
| Primary APN | 09-23-151-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,634 sqft Living Area |
| Basement Area | 1,131 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 58,370 sqft |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 702 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2455 PERSIMMON DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 IN PERSIMMON WOODS |
| Legal Subdivision | PERSIMMON WOODS |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 852005 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2455 PERSIMMON DR, SAINT CHARLES, IL 60174-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2011 · Amount on Record |
| Deed Sale | Mar 4, 2011 · Amount on Record |
| Prior Sale | Nov 6, 2002 · Amount on Record |
| Deed Document Number | 201115072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2455 PERSIMMON DR, ST CHARLES, IL 60174-5609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011216 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022K011216 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2455 PERSIMMON DR, ST CHARLES, IL 60174-5609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024404 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020K024404 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,005.00 (+7.78%) Homeowner's exemption | $407,309 (+13.76%) Land $101,040 Building $306,269 | $1,222,416 (+13.76%) Land $303,241 Building $919,175 |
| 2024 | $25,983.00 (+13.08%) | $358,036 (+23.22%) Land $75,838 Building $282,198 | $1,074,538 (+23.27%) Land $227,605 Building $846,933 |
| 2022 | $22,977.00 (+3.97%) Homeowner's exemption | $290,576 (+4.91%) Land $73,628 Building $216,948 | $871,728 (+4.91%) Land $220,884 Building $650,844 |
| 2021 | $22,100.00 Homeowner's exemption | $276,976 Land $70,182 Building $206,794 | $830,928 Land $210,546 Building $620,382 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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