2240 Persimmon Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 2240 Persimmon Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,437 sqft · built 1987
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Aug 1999)
Tax Bill	$27,740 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-23-152-005`

Property Details

APN / Parcel Number

Primary APN	`09-23-152-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,437 sqft Living Area
Basement Area	1,349 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	97,574 sqft
Garage Type	Attached
Garage Area	1,235 sqft
Parking Spaces	5 Parking Spaces
Pool Area	1,156 sqft
Pool House	Pool House
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2240 PERSIMMON DR
City	SAINT CHARLES
State	IL
Zip	60174-1396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 006-ANTRE,PRSMWD,STW
Legal Subdivision	PERSIMMON WOODS
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1003
Census Tract	852005

Owner

2240 Persimmon Dr is owned and occupied by two individuals who bought it in August 1999.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2440 PERSIMMON DR, SAINT CHARLES, IL 60174-5608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 1999 · Amount on File
Deed Sale	Aug 13, 1999 · Amount on File
Prior Sale	Sep 16, 1994 · Amount on File
Deed Document Number	199979646
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2240 PERSIMMON DR, ST CHARLES, IL 60174-1396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058736
Date	Oct 6, 2020
Instrument	2020K058736

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, IL 60175

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2240 Persimmon Dr was $27,740 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,740.00 Homeowner's exemption	$403,534 (+8.53%) Land $101,040 Building $302,494	$1,211,086 (+8.53%) Land $303,241 Building $907,845
2024		$371,818 Land $93,099 Building $278,719	$1,115,900 Land $279,409 Building $836,492
2022	$25,077.00 (+3.96%) Homeowner's exemption	$316,586 (+4.91%) Land $90,386 Building $226,200	$949,758 (+4.91%) Land $271,158 Building $678,600
2021	$24,122.00 Homeowner's exemption	$301,769 Land $86,156 Building $215,613	$905,307 Land $258,468 Building $646,839

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2240 Persimmon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2240 Persimmon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20