Kane County property record for 2255 Persimmon Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 6,764 sqft · built 1984 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,300,000 (Feb 2016) |
| Tax Bill | $32,633 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-151-004 |
| Primary APN | 09-23-151-004 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,764 sqft Living Area |
| Basement Area | 1,878 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 900 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2255 PERSIMMON DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 006-ANTRE,PRSMWD,STW |
| Legal Subdivision | PERSIMMON WOODS |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 852005 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2255 PERSIMMON DR, SAINT CHARLES, IL 60174-1397 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 20, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2016 · Amount on Record |
| Deed Sale | Feb 19, 2016 · Amount on Record |
| Prior Sale | Sep 16, 1997 · Amount on Record |
| Deed Document Number | 20168145 |
| Last Transfer Date | Apr 29, 2026 |
| Transfer Doc | 0000020692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 20, 2026 |
| Property Address | 2255 PERSIMMON DR, ST CHARLES, IL 60174-1397 |
| Document Number | 0000020692 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202620692 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2255 PERSIMMON DR, ST CHARLES, IL 60174-1397 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2255 PERSIMMON DR, ST CHARLES, IL 60174-1397 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013766 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022K013766 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2255 PERSIMMON DR, ST CHARLES, IL 60174-1397 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000057299 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021K057299 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,633.00 (+3.16%) Homeowner's exemption | ||
| 2024 | $31,632.00 (+14.52%) | $459,134 (+31.89%) Land $93,099 Building $366,035 | $1,377,953 (+31.95%) Land $279,409 Building $1,098,544 |
| 2022 | $27,622.00 (+3.95%) Homeowner's exemption | $348,112 (+4.91%) Land $90,386 Building $257,726 | $1,044,336 (+4.91%) Land $271,158 Building $773,178 |
| 2021 | $26,573.00 Homeowner's exemption | $331,820 Land $86,156 Building $245,664 | $995,460 Land $258,468 Building $736,992 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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