Kane County property record for 2280 Persimmon Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,580 sqft · built 1984 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,140,000 (May 2021) |
| Tax Bill | $29,817 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-152-004 |
| Primary APN | 09-23-152-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,580 sqft Living Area |
| Basement Area | 1,926 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 100,188 sqft |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 784 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2280 PERSIMMON DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 WOODS |
| Legal Subdivision | PERSIMMON WOODS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 852005 |
2280 Persimmon Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Kane County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2280 PERSIMMON DR, SAINT CHARLES, IL 60174-1396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Prior Sale | Jun 9, 2011 · Amount on File |
| Deed Document Number | 202136918 |
| Prior Transfer Date | Feb 21, 1996 |
| Prior Transfer Doc | 0000019861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 13, 2026 |
| Property Address | 2280 PERSIMMON DR, SAINT CHARLES, IL 60174-1396 |
| Document Number | 0000043996 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202643996 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2280 PERSIMMON DR, SAINT CHARLES, IL 60174-1396 |
| Document Number | 0000043996, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202643996 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2280 PERSIMMON DR, ST CHARLES, IL 60174-1396 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2280 PERSIMMON DR, SAINT CHARLES, IL 60174-1396 |
| Document Number | 0000034835 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023K034835 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2280 PERSIMMON DR, ST CHARLES, IL 60174-1396 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2280 PERSIMMON DR, SAINT CHARLES, IL 60174-1396 |
| Document Number | 0000052429 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022K052429 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2280 PERSIMMON DR, ST CHARLES, IL 60174-1396 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2280 PERSIMMON DR, ST CHARLES, IL 60174-1396 |
| Document Number | 0000010505 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022K010505 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 11, 2021 |
| Property Address | 2280 PERSIMMON DR, ST CHARLES, IL 60174-1396 |
| Document Number | 0000036918 |
| Instrument Date | Apr 11, 2021 |
| Instrument | 2021K036918 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2280 PERSIMMON DR, 2280, SAINT CHARLES, IL 60174-1396 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2280 PERSIMMON DR, SAINT CHARLES, IL 60174-1396 |
| Document Number | 0000036919 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021K036919 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2036 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2280 PERSIMMON DR, ST CHARLES, IL 60174-1396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021859 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018K021859 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2280 Persimmon Dr was $29,817 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,817.00 Homeowner's exemption | $440,641 (+8.53%) Land $101,040 Building $339,601 | $1,322,452 (+8.53%) Land $303,241 Building $1,019,211 |
| 2024 | $406,009 Land $93,099 Building $312,910 | $1,218,514 Land $279,409 Building $939,106 | |
| 2022 | $26,336.00 (+5.9%) | $326,183 (+4.91%) Land $90,386 Building $235,797 | $978,549 (+4.91%) Land $271,158 Building $707,391 |
| 2021 | $24,868.00 Homeowner's exemption | $310,917 Land $86,156 Building $224,761 | $932,751 Land $258,468 Building $674,283 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2280 Persimmon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2280 Persimmon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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