2454 Whitney Ave, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 2454 Whitney Ave, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,228 sqft · built 1997
Lot Size	0.44 acres (19,153 sqft)
Owner	Individual Name on Record
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-60-169-13-028`

Property Details

APN / Parcel Number

Primary APN	`038-60-169-13-028`
Alternative APN	`01058`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	920 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Lot Area	19,153 sqft (0.44 acres)
Lot Dimensions	171 ft deep x 112 ft wide
Garage Type	Mixed
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	880 sqft
Patio Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2454 WHITNEY AVE
City	ONTARIO
State	OH
Zip	44906-1199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2580 111.58 X 179.87
Legal Subdivision	WESTFIELD SQUARE
Legal Lot Number	2580
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2454 WHITNEY AVE, ONTARIO, OH 44906-1199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 26, 2019	Intrafamily Transfer, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019
Deed Sale	Nov 26, 2019
Prior Sale	Aug 27, 2010 · Amount on Record
Deed Document Number	201913773
Deed Book / Page	2747 / 377
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	02747/0377
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2454 WHITNEY AVE, ONTARIO, OH 44906-1199
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02989/4002
Date	Apr 14, 2022
Book Page	2989/4002
Instrument	202200004796

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	Nov 26, 2019
Property Address	2454 WHITNEY AVE, ONTARIO, OH 44906-1199
Document Number	02747/0377
Book / Page	2747 / 0377
Map Reference	VOL 26 PG 162
Instrument Date	Nov 19, 2019
Instrument	201900013773
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 WHITNEY AVE, ONTARIO, OH 44906-1199

Mortgage

Document Number	201900013774
Date	Nov 26, 2019
Instrument	201900013774

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00 (+0.02%)	$87,250 (-) Land $8,390 Building $78,860
2024	$4,249.00 (-2.28%) Homeowner's exemption	$87,250 (-) Land $8,390 Building $78,860
2023	$4,348.00 (+6.83%) Homeowner's exemption	$87,250 (+24.13%) Land $8,390 Building $78,860	$249,290 (+24.12%) Land $23,970 Building $225,320
2022	$4,070.00 Homeowner's exemption	$70,290 Land $7,960 Building $62,330
2020			$200,840 Land $22,750 Building $178,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Brightspeed.

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