24511 Watt Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24511 Watt Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1980
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Jan 2025)
Tax Bill	$7,490 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288-230-09-00`

Property Details

APN / Parcel Number

Primary APN	`288-230-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24511 WATT RD
City	RAMONA
State	CA
Zip	92065-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 221 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	1
Legal Lot Number	221
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1009
Census Tract	20811

Owner

24511 Watt Rd is owned and occupied by two individuals who bought it in January 2025.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	24511 WATT RD, RAMONA, CA 92065-4158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Sep 18, 2019	Grant Deed, Transfer · Conventional Mortgage COLUMBIA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	202523315
Prior Transfer Date	May 15, 2007
Prior Transfer Doc	0000337026
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24511 WATT RD, RAMONA, CA 92065-4158
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24511 WATT RD, RAMONA, CA 92065-4158

Mortgage

Document Number	0000138105
Date	Feb 23, 2021
Instrument	2021-0138105

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2019
Property Address	24511 WATT RD, RAMONA, CA 92065-4158
Document Number	0000409457
Map Reference	MAP 7450
Instrument Date	Aug 27, 2019
Instrument	2019-0409457
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24511 WATT RD, RAMONA, CA 92065-4158

Mortgage

Document Number	0000409458
Date	Sep 18, 2019
Instrument	2019-0409458

Lender

Name	COLUMBIA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000409459
Date	Sep 18, 2019
Instrument	2019-0409459

Lender

Name	COLUMBIA COMMUNITY CU
Type	Credit Union
Address	VANCOUVER, WA 98684

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 24511 Watt Rd was $7,490.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$851,700 (+39.07%) Land $510,000 Building $341,700
2025	$7,490.00	$612,436 Land $128,328 Building $484,108
2023	$7,031.00 (-1.35%)	$588,656 Land $123,346 Building $465,310
2022	$7,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24511 Watt Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24511 Watt Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: San Diego Broadband, Verizon.

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