24446 Watt Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24446 Watt Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,867 sqft · built 1999
Lot Size	1.13 acres (49,223 sqft)
Owner	Company on Record
Last Sale	$775,000 (Jun 2020)
Tax Bill	$9,988 (2025)
Deeds & Mortgages	Apr 2021 Transfer Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-220-09-00`

Property Details

APN / Parcel Number

Primary APN	`288-220-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,867 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	49,223 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24446 WATT RD
City	RAMONA
State	CA
Zip	92065-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 251 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	1
Legal Lot Number	251
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20810

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	24446 WATT RD, RAMONA, CA 92065-4157
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Intrafamily Transfer, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 10, 2020	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Jun 10, 2020	Quit Claim Deed, Transfer TICOR TITLE-SAN DIEGO
Aug 7, 2019	Grant Deed, Transfer · VA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	2020298667
Prior Transfer Date	Apr 11, 2012
Prior Transfer Doc	0000243079
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2021
Property Address	24446 WATT RD, RAMONA, CA 92065-4157
Document Number	0000291986
Map Reference	MAP 7450
Instrument Date	Mar 16, 2021
Instrument	2021-0291986
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24446 WATT RD, RAMONA, CA 92065-4157

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24446 WATT RD, RAMONA, CA 92065-4157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24446 WATT RD, RAMONA, CA 92065-4157

Mortgage

Document Number	0000693004
Date	Nov 6, 2020
Instrument	2020-0693004

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2020
Property Address	24446 WATT RD, RAMONA, CA 92065-4157
Document Number	0000298667
Map Reference	MAP 7450
Instrument Date	Mar 24, 2020
Instrument	2020-0298667
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24446 WATT RD, RAMONA, CA 92065-4157

Mortgage

Document Number	0000298668
Date	Jun 10, 2020
Instrument	2020-0298668

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2020
Property Address	24446 WATT RD, RAMONA, CA 92065-4157
Document Number	0000298666
Instrument Date	Mar 19, 2020
Instrument	298666
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24446 WATT RD RAMONA CA 920654157, RAMONA, CA 92065-4157

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2019
Property Address	24446 WATT RD, RAMONA, CA 92065-4157
Document Number	0000331789
Map Reference	MAP 7450
Instrument Date	Jun 17, 2019
Instrument	2019-0331789
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24446 WATT RD, RAMONA, CA 92065-4157
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331790
Date	Aug 7, 2019
Instrument	2019-0331790

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,522 (+2%) Land $313,612 Building $550,910
2025	$9,988.00 (+5.95%)	$847,571 (+4.04%) Land $307,463 Building $540,108
2023	$9,427.00 (-0.63%)	$814,661 Land $295,525 Building $519,136
2022	$9,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: San Diego Broadband, Verizon.

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