24504 Watt Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24504 Watt Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1986
Lot Size	0.465 acres (20,253 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Aug 2010)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-220-10-00`

Property Details

APN / Parcel Number

Primary APN	`288-220-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Lot Area	20,253 sqft (0.465 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24504 WATT RD
City	RAMONA
State	CA
Zip	92065-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 250 TR 007450
Legal Subdivision	COUNTRY CLUB V
Legal Tract	007450
Legal Block	1
Legal Lot Number	250
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20810

Owner

24504 Watt Rd is owned and occupied by an individual who acquired it in June 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	24504 WATT RD, RAMONA, CA 92065-4159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jun 14, 2023	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Jan 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2010 · Amount on File
Deed Sale	Aug 6, 2010 · Amount on File
Prior Sale	Mar 29, 2004 · Amount on File
Deed Document Number	2010403915
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000155862
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24504 WATT RD, RAMONA, CA 92065-4159
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24504 WATT RD, RAMONA, CA 92065-4159

Mortgage

Document Number	0000304260
Date	Oct 30, 2025
Instrument	2025-0304260

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2023
Property Address	24504 WATT RD, RAMONA, CA 92065-4159
Document Number	0000155862
Map Reference	MAP 7450
Instrument Date	Jun 6, 2023
Instrument	2023-0155862
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24504 WATT RD, RAMONA, CA 92065-4159

Mortgage

Document Number	0000155863
Date	Jun 14, 2023
Instrument	2023-0155863

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24504 WATT RD, RAMONA, CA 92065-4159
Document Number	0000043008
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24504 WATT RD RAMONA CA 920654159, RAMONA, CA 92065-4159

Mortgage

Document Number	0000043008
Date	Jan 27, 2020
Instrument	43008

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24504 Watt Rd was $4,856 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,652 (+2%) Land $156,809 Building $220,843
2025	$4,856.00 Homeowner's exemption	$370,248 Land $153,735 Building $216,513
2023	$4,503.00 (-2.83%) Homeowner's exemption	$355,872 Land $147,766 Building $208,106
2022	$4,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24504 Watt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24504 Watt Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: San Diego Broadband, Verizon.

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