24527 Watt Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24527 Watt Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,442 sqft · built 1989
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Oct 2021)
Tax Bill	$8,980 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-230-11-00`

Property Details

APN / Parcel Number

Primary APN	`288-230-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	24,394 sqft (0.56 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24527 WATT RD
City	RAMONA
State	CA
Zip	92065-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 223 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	1
Legal Lot Number	223
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1009
Census Tract	20811

Owner

Source: San Diego County records · APN 288-230-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24527 WATT RD, RAMONA, CA 92065-4158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Jul 31, 2017	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Nov 24, 2010 · Amount on Record
Deed Document Number	2021738827
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	24527 WATT RD, RAMONA, CA 92065-4158
Document Number	0000738827
Map Reference	MAP 7450
Instrument Date	Sep 27, 2021
Instrument	2021-0738827
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24527 WATT RD, RAMONA, CA 92065-4158

Mortgage

Document Number	0000738828
Date	Oct 25, 2021
Instrument	2021-0738828

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24527 WATT RD, RAMONA, CA 92065-4158
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000299641
Date	Jun 11, 2020
Instrument	2020-0299641

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24527 WATT RD, RAMONA, CA 92065-4158
Document Number	0000406205
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24527 WATT RD RAMONA CA 920654158, RAMONA, CA 92065-4158

Mortgage

Document Number	0000406205
Date	Sep 17, 2019
Instrument	406205

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 16, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24527 WATT RD, RAMONA, CA 92065-4158
Document Number	0000355526
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24527 WATT RD RAMONA CA 920654158, RAMONA, CA 92065-4158

Mortgage

Document Number	0000355526
Date	Aug 07, 2017
Instrument	355526

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$768,524 (+2%) Land $261,987 Building $506,537
2025	$8,980.00 (+6.15%)	$753,455 (+4.04%) Land $256,850 Building $496,605
2023	$8,460.00 (-0.88%)	$724,199 Land $246,877 Building $477,322
2022	$8,535.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015, rainfall accumulation

Wildfire

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	About 1 in 100 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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