2456 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2456 Beach St, Oceano, CA 93445

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 885 sqft · built 1985
Lot Size	0.02 acres (885 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2021)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-132-035`

Property Details

APN / Parcel Number

Primary APN	`062-132-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	885 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	885 sqft (0.02 acres)
Terrain	Below Road/Slope
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2456 BEACH ST
City	OCEANO
State	CA
Zip	93445-8913
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	TR 1006 UNIT 35 & PTN LT A
Legal Subdivision	TRACT 1006 UN 35
Legal Tract	1006
Legal Block	2
Legal Lot Number	A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2029
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2456 BEACH ST, 35, OCEANO, CA 93445-8913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Grant Deed, Transfer · Conventional Mortgage SESLOC FCU
Mar 8, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 8, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	202133834
Prior Transfer Date	Feb 8, 2017
Prior Transfer Doc	0000010440
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 5, 2021
Property Address	2456 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000033834
Map Reference	MB 11 PG 41
Instrument Date	Apr 29, 2021
Instrument	2021033834
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2456 BEACH ST # 35, 35, OCEANO, CA 93445-8913

Mortgage

Document Number	0000033835
Date	May 5, 2021
Instrument	2021033835

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 8, 2017
Property Address	2456 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000010440
Instrument Date	Feb 8, 2017
Instrument	10440
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	330 MCCARTHY AVE OCEANO CA 934459708, OCEANO, CA 93445-9708

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 8, 2017
Property Address	2456 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000010439
Instrument Date	Feb 6, 2017
Instrument	10439
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$261.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	330 MCCARTHY AVE OCEANO CA 934459708, OCEANO, CA 93445-9708

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,344 (+2%) Land $193,213 Building $171,131
2025	$4,071.00 (+4.79%) Homeowner's exemption	$357,201 (+4.04%) Land $189,425 Building $167,776
2023	$3,885.00 (+1.44%) Homeowner's exemption	$343,332 Land $182,070 Building $161,262
2022	$3,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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