FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
24434 WATT RD, RAMONA, CA 92065-4157
Mortgage
Document Number
0000087836
Date
Apr 9, 2024
Instrument
2024-0087836
Lender
Name
ARK-LA-TEX FINANCIAL SERVICES LLC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2054
May 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
May 4, 2022
Property Address
24434 WATT RD, RAMONA, CA 92065-4157
Document Number
0000193490
Map Reference
MAP 7450
Instrument Date
Apr 6, 2022
Instrument
2022-0193490
Transaction Type
Transfer
Record Updated
May 12, 2022
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
24434 WATT RD, 24434, RAMONA, CA 92065-4157
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
24434 WATT RD, RAMONA, CA 92065-4157
February 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
24434 WATT RD, RAMONA, CA 92065-4157
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
NATIONAL CLOSING SOLUTIONS
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000090502
Date
Feb 24, 2017
Instrument
2017-0090502
Lender
Name
WYNDHAM CAPITAL MORTGAGE INC
Type
Mortgage Company
Address
CHARLOTTE, NC 28210
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2047
December 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 9, 2019
Property Address
24434 WATT RD, RAMONA, CA 92065-4157
Document Number
0000572162
Map Reference
MAP 7450
Instrument Date
Oct 30, 2019
Instrument
2019-0572162
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
24434 WATT RD, RAMONA, CA 92065-4157
Mortgage
Document Number
0000572163
Date
Dec 9, 2019
Instrument
2019-0572163
Lender
Name
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 24434 Watt Rd was $9,264, up 28.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$795,904 (+2%)Land $203,801Building $592,103
2025
$9,264.00 (+28.56%)
$780,299Land $199,805Building $580,494
2024
$7,206.00 (+7.58%)
2023
$6,698.00 (-1.49%)
$557,121Land $142,658Building $414,463
2022
$6,799.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 24434 Watt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
5 in force
Nearby Flood Claims
4 (2005–2015)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Jul 2015 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 24434 Watt Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 92% of the US · above 75% of California
Wildfire Likelihood
1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
AT&T DSL
100 / 20
May also be available: San Diego Broadband, Verizon.