229 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 229 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 1965
Lot Size	5.21 acres (226,948 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (Mar 2023)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-6A`

Property Details

APN / Parcel Number

Primary APN	`63-6A`
Alternative APNs	`000630 06A000` `52251`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,114 sqft Heated Area
1st Floor Area	1,898 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	226,948 sqft (5.21 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	52251
Street Address	229 TERRELL RD
City	ELKO
State	GA
Zip	31025-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	5.213 ACRES PB 63/172 LL 243 13TH LD
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2042
Census Tract	21502

Owner

Source: Houston County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 TERRELL RD, ELKO, GA 31025-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Limited Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Book / Page	10009 / 282
Prior Transfer Date	Jul 5, 2006
Prior Transfer Doc	0039070030
Record Updated	Jun 8, 2026

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Mar 1, 2023
Property Address	229 TERRELL RD, ELKO, GA 31025-2225
Document Number	0100090282
Book / Page	10009 / 282
Map Reference	MB 19 PG 259
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 TERRELL RD, ELKO, GA 31025-2225

Mortgage

Document Number	0010009284
Date	Mar 1, 2023
Instrument	10009/284

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Jul 9, 2020
Property Address	229 TERRELL RD, ELKO, GA 31025-2225
Document Number	0086700030
Book / Page	8670 / 30
Map Reference	MB 19 PG 259
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000867032
Date	Jul 9, 2020
Instrument	8670/32

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	229 TERRELL RD, ELKO, GA 31025-2225
Document Number	0083890187
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 TERRELL RD ELKO GA 310252225, ELKO, GA 31025-2225

Mortgage

Document Number	0083890187
Date	Nov 18, 2019
Book Page	008389/000187

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (-5.87%)	$116,760 (+3.07%) Land $37,240 Building $79,520	$291,900 (+3.07%) Land $93,100 Building $198,800
2024	$2,709.00 (+43.71%)	$113,280 (+45.23%) Land $37,240 Building $76,040	$283,200 (+45.23%) Land $93,100 Building $190,100
2023	$1,885.00 (+7.53%)	$78,000 (+7.5%) Land $22,800 Building $55,200	$195,000 (+7.5%) Land $57,000 Building $138,000
2022	$1,753.00	$72,560 Land $22,800 Building $49,760	$181,400 Land $57,000 Building $124,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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