245 River Cliff Pl, Spring Branch, TX 78070 Property Records

Comal County property record for 245 River Cliff Pl, Spring Branch, TX 78070 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,749 sqft · built 2013
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on File
Tax Bill	$21,991 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-0150-2297-00`

Property Details

APN / Parcel Number

Primary APN	`36-0150-2297-00`
Alternative APN	`149405`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,749 sqft Living Area
1st Floor Area	3,749 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Metal
Lot Area	240,451 sqft (5.52 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	833 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	149405
Old Parcel Number	360150229700
Street Address	245 RIVER CLIFF PL
City	SPRING BRANCH
State	TX
Zip	78070-5499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MYSTIC SHORES 21, LOT 2297R
Legal Subdivision	MYSTIC SHORES 21
Legal Lot Number	2297R
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2044
Census Tract	310609

Owner

Source: Comal County records · APN 36-0150-2297-00

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BBVA USA
Jun 29, 2020	Warranty Deed, Transfer OTHER
Jun 27, 2020	Deed of Trust, Mortgage UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2021
Deed Sale	May 24, 2021
Prior Sale	Oct 24, 2008
Deed Document Number	202106028498
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	202006025034
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	245 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5499
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006037653
Date	Jul 15, 2021
Instrument	202106037653

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Jun 29, 2020
Property Address	245 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5499
Document Number	0006025034
Instrument Date	Jun 29, 2020
Instrument	6025034
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2028 ELEN WHITE BOULEVARD STE240-33 AUSTIN TX 78741, AUSTIN, TX 78741

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	245 RIVER CLIFF PL, SPRING BRANCH, TX 78070-5499
Document Number	0006025035
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	245 RIVER CLIFF PL SPRING BRANCH TX 780705499, SPRING BRANCH, TX 78070-5499

Mortgage

Document Number	0006025035
Date	Jun 29, 2020
Instrument	6025035

Lender

Name	UNION HM MTG CORP
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,492,512 (+1.21%) Land $393,170 Building $1,153,002	$1,546,172 (+4.85%) Land $393,170 Building $1,153,002
2024		$1,474,659 (-) Land $402,100 Building $1,072,559	$1,474,659 (-) Land $402,100 Building $1,072,559
2023	$21,991.00	$1,474,659 Land $402,100 Building $1,072,559	$1,474,659 Land $402,100 Building $1,072,559
2022	$21,991.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Comal County (48091C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480913106092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 37% of Texas
Wildfire Likelihood	About 1 in 990 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Guadalupe Valley Telephone Cooperative	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on River Cliff Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures