245 Risley Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 245 Risley Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,430 sqft · built 2021
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2020)
Tax Bill	$6,764 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WD3020017`

Property Details

APN / Parcel Number

Primary APN	`WD3020017`
Alternative APNs	`R008247` `3008247`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	2,430 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3008247
Street Address	245 RISLEY RD
City	KELSO
State	WA
Zip	98626-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	91 (CARROLLTON CREST) -4 -4 30 -7N -1W
Legal Range	01W
Legal Township	07N
Legal Section	30
Legal Subdivision	CARROLLTON CREST
Legal Block	4
Legal Lot Number	4
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	2
Census Block	2002
Census Tract	1601

Owner

245 Risley Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Cowlitz County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 RISLEY RD, KELSO, WA 98626-9522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Construction Mortgage GSF MORTGAGE CORP
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FIBRE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Jan 9, 2015 · Amount on File
Deed Document Number	20203661147
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	245 RISLEY RD, KELSO, WA 98626-9522
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003677920
Date	Apr 7, 2021
Instrument	3677920

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Oct 30, 2020
Property Address	245 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003661147
Map Reference	VOL 7 PG 43
Instrument Date	Oct 29, 2020
Instrument	3661147
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	COWLITZ COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 GROVE ST, LONGVIEW, WA 98632-9810

Mortgage

Document Number	0003661148
Date	Oct 30, 2020
Instrument	3661148

Lender

Name	FIBRE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 29, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 245 Risley Rd was $6,764.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,764.00	$677,040 Land $102,290 Building $574,750	$677,040 Land $102,290 Building $574,750
2023	$5,160.00
2022		$514,570 Land $92,780 Building $421,790	$514,570 Land $92,780 Building $421,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Risley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Risley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLS WATER ASSN private · serves 449 people · EPA ID WA5311300
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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