203 Risley Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 203 Risley Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,496 sqft · built 1964
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Feb 2021)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WD3021008`

Property Details

APN / Parcel Number

Primary APN	`WD3021008`
Alternative APNs	`R008264` `3008264`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	960 sqft
Unfinished Basement	576 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	104,544 sqft
Garage Type	Basement
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3008264
Street Address	203 RISLEY RD
City	KELSO
State	WA
Zip	98626-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	365 (MT PLEASANT AC TR) -15,16 30 -7N -1W
Legal Range	01W
Legal Township	07N
Legal Section	30
Legal Subdivision	MT PLEASANT AC TR
Legal Lot Number	15,16
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	2
Census Block	2002
Census Tract	1601

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 RISLEY RD, KELSO, WA 98626-9522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jun 18, 2019	Deed of Trust, Mortgage · USDA Mortgage STATE FARM BANK FSB
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	20213672220
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	0003470545
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	203 RISLEY RD, KELSO, WA 98626-9522
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003779759
Date	Nov 12, 2025
Instrument	3779759

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	203 RISLEY RD, KELSO, WA 98626-9522
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003618503
Date	Jun 18, 2019
Instrument	3618503

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	57305

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 4, 2044

Interest

Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Feb 12, 2021
Property Address	203 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003672220
Map Reference	VOL 7 PG 45
Instrument Date	Feb 11, 2021
Instrument	3672220
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,197.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RISLEY ROAD, WA 98525

Mortgage

Document Number	0003672221
Date	Feb 12, 2021
Instrument	3672221

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,217.00 (+12.18%)	$451,360 (+20.78%) Land $80,990 Building $370,370	$451,360 (+20.78%) Land $80,990 Building $370,370
2023	$3,759.00
2022		$373,710 Land $73,460 Building $300,250	$373,710 Land $73,460 Building $300,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLS WATER ASSN private · serves 449 people · EPA ID WA5311300
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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