231 Risley Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 231 Risley Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,434 sqft · built 2025
Lot Size	2.38 acres (104,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Jul 2023)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WD3021010`

Property Details

APN / Parcel Number

Primary APN	`WD3021010`
Alternative APNs	`R008266` `3008266`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,434 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,434 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	104,108 sqft
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3008266
Street Address	231 RISLEY RD
City	KELSO
State	WA
Zip	98626-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	365 (MT PLEASANT AC TR) -18 30 -7N -1W EXC TR 19 FEE 706006 EXC TR 17 OWN SEG 1070.
Legal Range	01W
Legal Township	07N
Legal Section	30
Legal Subdivision	MT PLEASANT AC TR
Legal Tract	19,17
Legal Lot Number	18
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	2
Census Block	2002
Census Tract	1601

Owner

Source: Cowlitz County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4116 ROSEWOOD ST, LONGVIEW, WA 98632-4936
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CREDIT UNION
May 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
May 15, 2024	Deed of Trust, Mortgage NEW HOME LENDING CO LLC
Jul 24, 2023	Warranty Deed, Transfer RED CANOE CU
Mar 8, 2021	Intrafamily Transfer, Transfer COWLITZ COUNTY TITLE
Feb 12, 2021	Intrafamily Transfer, Transfer COWLITZ COUNTY TITLE CO
Feb 12, 2021	Warranty Deed, Transfer · Line of Credit WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	20233737819
Prior Transfer Date	Mar 7, 2021
Prior Transfer Doc	0003674502
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Jul 27, 2026
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003793927
Instrument Date	Jul 22, 2026
Instrument	20263793927
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 RISLEY RD, KELSO, WA 98626-9522

Mortgage

Document Number	0003793927,
Date	Jul 27, 2026
Instrument	20263793927

Lender

Name	RED CANOE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	COWLITZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 ROSEWOOD ST, LONGVIEW, WA 98632-4936

Mortgage

Document Number	0003770777
Date	May 30, 2025
Instrument	3770777

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 ROSEWOOD ST, LONGVIEW, WA 98632-4936

Mortgage

Document Number	0003751742
Date	May 15, 2024
Instrument	3751742

Lender

Name	NEW HOME LENDING CO LLC
Type	Mortgage Company
Address	TACOMA, WA 98466

Agreement

Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Jul 24, 2023
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003737819
Map Reference	VOL 7 PG 45
Instrument Date	Jul 18, 2023
Instrument	3737819
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	COWLITZ COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,753.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 ROSEWOOD ST, LONGVIEW, WA 98632-4936

Mortgage

Document Number	0003737820
Date	Jul 24, 2023
Instrument	3737820

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COWLITZ WA
Recording Date	Mar 8, 2021
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003674502
Map Reference	VOL 7 PG 46
Instrument Date	Mar 7, 2021
Instrument	3674502
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	COWLITZ COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 NE BEECH AVE, GRESHAM, OR 97030-4032

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COWLITZ WA
Recording Date	Feb 12, 2021
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003672263
Map Reference	VOL 7 PG 7
Instrument Date	Feb 10, 2021
Instrument	3672263
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	COWLITZ COUNTY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 NE BEECH AVE, GRESHAM, OR 97030-4032

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Feb 12, 2021
Property Address	231 RISLEY RD, KELSO, WA 98626-9522
Document Number	0003672264
Map Reference	VOL 7 PG 45
Instrument Date	Feb 10, 2021
Instrument	3672264
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	COWLITZ COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 NE BEECH AVE, GRESHAM, OR 97030-4032

Mortgage

Document Number	0003672265
Date	Feb 12, 2021
Instrument	3672265

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,067.00 (+10.57%)	$692,510 (+646.4%) Land $97,840 Building $594,670	$692,510 (+646.4%) Land $97,840 Building $594,670
2023	$965.00
2022		$92,780 Land $92,780	$92,780 Land $92,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLS WATER ASSN private · serves 449 people · EPA ID WA5311300
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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