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221 Lower St, Augusta, MO 63332 Property Records

St. Charles County property record for 221 Lower St, Augusta, MO 63332

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 848 sqft · built 1900
Lot Size0.276 acres (12,000 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Aug 2020)
Tax Bill$2,523 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN169493A000

Property Details

APN / Parcel Number

Primary APN169493A000
Alternative APN
  • 1-0033-5505-40-0001.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area848 sqft Living Area
Gross Area1,696 sqft
1st Floor Area848 sqft
Basement Area848 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch
Exterior MaterialSiding
Roof TypeGable
Roof MaterialMetal
Lot Area12,000 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number169493A000
Street Address221 LOWER ST
CityAUGUSTA
StateMO
Zip63332-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionKNORNSCHILDS 2ND ADDN BLK 40 LOTS 1 & 6
Legal SubdivisionKNORNSCHILDS 2ND ADDN
Legal Block40
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2048
Census Tract312204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Walnut Street Historic District
listed 1994 · 34 contributing resources · NRIS 94001142

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address905 CANTERBURY DR, COLUMBIA, MO 65203-2913
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleOct 12, 2016 · Amount on Record
Deed Document Number2020605140
Deed Book / Page7377 / 1046
Prior Transfer DateSep 26, 2007
Prior Transfer Doc0048540661
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 21, 2020
Property Address221 LOWER ST, AUGUSTA, MO 63332-1743
Document Number0073771046
Book / Page7377 / 1046
Map ReferenceMB 2 PG 4
Instrument DateAug 20, 2020
Instrument20200821000605140
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORP & AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7300 CHIMNEY RIDGE RD, 7300, COLUMBIA, MO 65203-9409

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 CANTEBURY DRIVE, COLUMBIA, MO 65203-2913

Mortgage

Document Number20200821000605150
DateAug 21, 2020
Instrument20200821000605150
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAugusta Town
CountySt. Charles County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,340 (-)$228,104 (-) Land $47,000 Building $181,104
2025$2,523.00 (+6.86%)$43,340 (+9.6%)$228,104 (+9.6%) Land $47,000 Building $181,104
2024$2,361.00
2023$39,545
2022$208,131 Land $40,000 Building $168,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1993–2000)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES CO PWSD 2 AUGUSTA
serves 881 people · EPA ID MO6024531
Water SourceGroundwater
Last State InspectionMay 2023
Also Mapped HereST CHARLES COUNTY PWSD 2
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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