Chesapeake City property record for 2440 Smith Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1963 |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jul 2025) |
| Tax Bill | $3,004 (2025) |
| Deeds & Mortgages | Oct 2012 Mortgage Apr 2026 Mortgage |
| APN | 0204002000260 |
| Primary APN | 0204002000260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 205 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 58 sqft |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2440 SMITH AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 26 VALLEY STREAM |
| Legal Subdivision | PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20809 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2440 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2012 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Apr 21, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2003 · Amount on Record |
| Deed Document Number | 202515555 |
| Deed Book / Page | 10873 / 901 |
| Prior Transfer Date | Feb 5, 2025 |
| Prior Transfer Doc | 0000002589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2440 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008865/41 |
|---|---|
| Date | Oct 31, 2012 |
| Book Page | 8865/41 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 21, 2026 |
| Property Address | 2440 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Document Number | 0000009989 |
| Book / Page | 10969 / 1697 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20269989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2440 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009989, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 10969/1697 |
| Instrument | 20269989 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,500 (+17.85%) Land $135,000 Building $215,500 | $350,500 (+17.85%) Land $135,000 Building $215,500 | |
| 2025 | $3,004.00 (+3.91%) | $297,400 (+11.51%) Land $125,000 Building $172,400 | $297,400 (+11.51%) Land $125,000 Building $172,400 |
| 2024 | $2,891.00 (+34.34%) | ||
| 2023 | $266,700 (+6.98%) Land $105,000 Building $161,700 | $266,700 (+6.98%) Land $105,000 Building $161,700 | |
| 2022 | $249,300 Land $95,000 Building $154,300 | $249,300 Land $95,000 Building $154,300 | |
| 2019 | $2,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1989–2016) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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