Chesapeake City property record for 2428 Smith Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,534 sqft · built 1963 |
| Lot Size | 0.029 acres (1,263 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,000 (Aug 2021) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| APN | 0204002000290 |
| Primary APN | 0204002000290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,263 sqft (0.029 acres) |
| Lot Dimensions | 177 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Patio Area | 438 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2428 SMITH AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 29 VALLEY STREAM |
| Legal Subdivision | PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20809 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2428 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Mar 8, 2002 · Amount on Record |
| Deed Document Number | 202135030 |
| Deed Book / Page | 10418 / 1867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 2, 2021 |
| Property Address | 2428 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Document Number | 10418/1867 |
| Book / Page | 10418 / 1867 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 210035030 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2428 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Document Number | 210035031 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 210035031 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 10418/1883 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 10418/1883 |
| Instrument | 210035032 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 (+35.68%) | $289,900 (+11.5%) Land $125,000 Building $164,900 | $289,900 (+11.5%) Land $125,000 Building $164,900 |
| 2023 | $260,000 (+6.43%) Land $105,000 Building $155,000 | $260,000 (+6.43%) Land $105,000 Building $155,000 | |
| 2022 | $244,300 Land $95,000 Building $149,300 | $244,300 Land $95,000 Building $149,300 | |
| 2019 | $2,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1989–2016) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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