2448 Smith Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2448 Smith Ave, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,705 sqft · built 1963
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2024)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Feb 2022 Refinance
APN	`0204002000240`

Property Details

APN / Parcel Number

Primary APN	`0204002000240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,691 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	229 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	274 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	95 sqft
Deck Area	Deck Area
Patio Area	742 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2448 SMITH AVE
City	CHESAPEAKE
State	VA
Zip	23325-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	24 VALLEY STREAM
Legal Subdivision	PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3000
Census Tract	20809

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2448 SMITH AVE, CHESAPEAKE, VA 23325-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Feb 3, 2006 · Amount on Record
Deed Document Number	202423708
Deed Book / Page	10802 / 1727
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2448 SMITH AVE, CHESAPEAKE, VA 23325-4516
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010524/291
Date	Feb 22, 2022
Book Page	10524/291
Instrument	220006253

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,200 (+6.71%) Land $135,000 Building $218,200	$353,200 (+6.71%) Land $135,000 Building $218,200
2025	$3,343.00 (+47.59%)	$331,000 (+21.02%) Land $125,000 Building $206,000	$331,000 (+21.02%) Land $125,000 Building $206,000
2023		$273,500 (+6.59%) Land $105,000 Building $168,500	$273,500 (+6.59%) Land $105,000 Building $168,500
2022		$256,600 Land $95,000 Building $161,600	$256,600 Land $95,000 Building $161,600
2019	$2,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1989–2016)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880