Chesapeake City property record for 2420 Smith Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,765 sqft · built 1963 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,900 (Aug 2009) |
| Tax Bill | $3,058 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| APN | 0204002000310 |
| Primary APN | 0204002000310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 177 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 1,485 sqft |
| Patio Area | 532 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2420 SMITH AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 31 VALLEY STREAM |
| Legal Subdivision | PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20809 |
2420 Smith Ave is owned and occupied by an individual who bought it in August 2009.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2420 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2009 · Amount on File |
| Deed Sale | Aug 17, 2009 · Amount on File |
| Deed Book / Page | 7908 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2420 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10953/1457 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 10953/1457 |
| Instrument | 260005885 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 9, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2420 Smith Ave was $3,058, up 3.8% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,000 (+6.01%) Land $135,000 Building $186,000 | $321,000 (+6.01%) Land $135,000 Building $186,000 | |
| 2025 | $3,058.00 (+3.77%) | $302,800 Land $125,000 Building $177,800 | $302,800 Land $125,000 Building $177,800 |
| 2024 | $2,947.00 | ||
| 2023 | $271,400 (+7.4%) Land $105,000 Building $166,400 | $271,400 (+7.4%) Land $105,000 Building $166,400 | |
| 2022 | $252,700 Land $95,000 Building $157,700 | $252,700 Land $95,000 Building $157,700 | |
| 2019 | $2,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2420 Smith Ave; there have been 7 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1989–2016) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2420 Smith Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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