Clay County property record for 244 Old Hard Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1980 |
| Lot Size | 1.38 acres (60,112 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (May 2022) |
| Tax Bill | $3,376 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-26-014225-006-00 |
| Primary APN | 05-05-26-014225-006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,505 sqft Heated Area |
| Gross Area | 2,504 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,112 sqft (1.38 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Garage Area | 575 sqft |
| Porch | Porch |
| Porch Area | 424 sqft |
| Deck Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 244 OLD HARD RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 OF SW1/4 AS REC O R 4602 PG 1948 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 05 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 244 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on Record |
| Deed Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 2022027900 |
| Deed Book / Page | 4602 / 1948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 2, 2022 |
| Property Address | 244 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Document Number | 0046021948 |
| Book / Page | 4602 / 1948 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022027900 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2201, SYLVA, NC 28779-2201 |
| Name | Verified Name |
|---|---|
| Address | 244 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Document Number | 0046021950 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 4602/1950 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 244 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 244 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Document Number | 0044060621 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 4406/621 |
| Instrument | 2021004450 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,376.00 (-2.74%) Homeowner's exemption | $261,515 (+5.99%) | $330,944 (+13.97%) Land $55,200 Building $275,744 |
| 2023 | $3,471.00 (+200.52%) Homeowner's exemption | $246,743 (+142.89%) | $290,386 (+35.81%) Land $55,200 Building $235,186 |
| 2022 | $1,155.00 Homeowner's exemption | $101,588 | $213,822 Land $55,200 Building $158,622 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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