1. Home
  2. Florida
  3. Clay County
  4. Fleming Island
  5. Old Hard Rd

260 Old Hard Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 260 Old Hard Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,176 sqft · built 1989
Lot Size6.44 acres (280,526 sqft)
Owner2 Company Names on Record
Last Sale$485,500 (Nov 2018)
Tax Bill$7,147 (2025)
Deeds & MortgagesApr 2026 Sale
May 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN05-05-26-014225-003-00

Property Details

APN / Parcel Number

Primary APN05-05-26-014225-003-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area3,176 sqft Living Area
1st Floor Area3,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area280,526 sqft (6.44 acres)
Garage Area1,200 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area748 sqft
Patio Area1,440 sqft
Storage Building1,800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address260 OLD HARD RD
CityFLEMING ISLAND
StateFL
Zip32003-7910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 S5T5R26 AS REC OR 4143 PG 2021
Legal Range26E
Legal Township05S
Legal Section05
Legal SubdivisionSOUTHWEST CORNER SAID SEC 5
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1012
Census Tract30707

Owner

Source: Clay County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address260 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Dec 26, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 27, 2018Grant Deed, Transfer · Conventional Mortgage
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2018 · Amount on Record
Deed SaleNov 27, 2018 · Amount on Record
Prior SaleSep 15, 2004 · Amount on Record
Deed Document Number201861429
Deed Book / Page4143 / 2021
Last Transfer DateMar 12, 2026
Transfer Doc0000018238
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateApr 17, 2026
Property Address260 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
Document Number0000018238
Book / Page5035 / 1207
Instrument DateMar 12, 2026
Instrument202618238
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address260 OLD HARD RD, FLEMING ISLAND, FL 32003-7910

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address260 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
Document Number0043150252
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address260 OLD HARD RD FLEMING ISLAND FL 320037910, FLEMING ISLAND, FL 32003-7910

Mortgage

Document Number0043150252
DateJun 5, 2020
Book Page004315/000252
Instrument27778
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 4, 2040

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateDec 26, 2018
Property Address260 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
Document Number0041521239
Book / Page004152 / 001239
Instrument DateDec 26, 2018
Instrument66756
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address260 OLD HARD RD FLEMING ISLAND FL 320037910, FLEMING ISLAND, FL 32003-7910

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY FL
Recording DateNov 27, 2018
Property Address260 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
Document Number0041432021
Book / Page004143 / 002021
Instrument DateJun 28, 2018
Instrument61429
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,398.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address260 OLD HARD RD FLEMING ISLAND FL 320037910, FLEMING ISLAND, FL 32003-7910

Mortgage

Document Number41432027
DateNov 27, 2018
Book Page004143/002027
Instrument61431
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,147.00 (+4.67%) Homeowner's exemption$508,735 (+5.99%)$641,964 (+11.41%) Land $178,000 Building $463,964
2024$6,828.00 (-2.64%)
2023$7,013.00 (+12.06%) Homeowner's exemption$479,999 (+9.87%)$576,232 (+15.24%) Land $178,000 Building $398,232
2022$6,258.00 Homeowner's exemption$436,893$500,020 Land $178,000 Building $322,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Old Hard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures